1078 Ford Dr, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1078 Ford Dr, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,428 sqft · built 2014
Lot Size	0.16 acres (6,960 sqft)
Owner	Company Name on Record
Last Sale	$415,500 (Jan 2014)
Tax Bill	$5,374 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091-704-024`

Property Details

APN / Parcel Number

Primary APN	`091-704-024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	6,960 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1078 FORD DR
City	NIPOMO
State	CA
Zip	93444-6661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REC
Legal Description	TR 2341-5 LT 627
Legal Subdivision	STANDARD EUCALYPTUS TR
Legal Tract	2341-5
Legal Block	1
Legal Lot Number	627
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1047
Census Tract	12306

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1078 FORD DR, NIPOMO, CA 93444-6661
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2014 · Amount on Record
Deed Sale	Jan 23, 2014 · Amount on Record
Prior Sale	Jan 31, 2013
Deed Document Number	20142752
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1078 FORD DR, NIPOMO, CA 93444-6661
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 FORD DR, NIPOMO, CA 93444-6661

Mortgage

Document Number	0000019758
Date	May 5, 2022
Instrument	2022019758

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	923 Months
Due	Apr 2, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.86%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.86%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,287 (+2%) Land $268,825 Building $253,462
2025	$5,374.00 (+4.72%) Homeowner's exemption	$512,047 (+4.04%) Land $263,554 Building $248,493
2023	$5,132.00 (+1.56%) Homeowner's exemption	$492,166 Land $253,321 Building $238,845
2022	$5,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODLANDS DEVELOPMENT private · serves 3,862 people · EPA ID CA4010081
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Verizon.

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