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1078 Eugene Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1078 Eugene Dr, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage1,960 sqft Living Area
Lot Size18,295 sqft (0.42 acres)
GarageAttached, 440 sqft
Last Sale$430,000 (2026)
Tax Bill$9,799.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.19-5-18.1
Alternative APN
  • 280005901900050180010000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,960 sqft Living Area
1st Floor840 sqft 1st Floor
2nd Floor1,120 sqft 2nd Floor
Game RoomGame Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area18,295 sqft (0.42 acres)
Depth X Width252 ft x 72 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage

Exterior Amenities

Pool TypeAbove-Ground Pool Pool Type
Shed1 Shed
Shed Area96 sqft Shed
Porch Area300 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1078 EUGENE DR
CitySCHENECTADY
StateNY
Zip12303-4310
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionV ALPHA PT OF 59,19-05-18
Legal Block5
Legal Lot Number18.001
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3005
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.19-5-18.1

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address233 TROUT HAVEN RD, RICHMONDVILLE, NY 12149-1740
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Mar 11, 2026Warranty Deed, Transfer · Conventional Mortgage
HUDSON VALLEY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2026 · Amount on Record
Deed SaleMar 11, 2026 · Amount on Record
Prior SaleNov 18, 2016 · Amount on Record
Deed Doc Number20265075
Deed Book / Page2167 / 891
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1078 EUGENE DR, SCHENECTADY, NY 12303-4310
Transaction TypeMortgage
Record UpdatedApr 28, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1078 EUGENE DR, SCHENECTADY, NY 12303-4310

Mortgage

Document Number0000008485
DateFeb 16, 2022
Book Page5201/970
Instrument202208485
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term297 Months
DueNov 01, 2046

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 11, 2026
Property Address1078 EUGENE DR, SCHENECTADY, NY 12303-4310
Document Number0000005075
Instrument DateMar 11, 2026
Instrument202605075
Transaction TypeTransfer
Record UpdatedApr 28, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,720.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1078 EUGENE DR, SCHENECTADY, NY 12303-4310

Transferred To (Grantee/Buyer)

NameVerified Name
Address233 TROUT HAVEN RD, RICHMONDVILLE, NY 12149-1740

Mortgage

Document Number0000005076
DateMar 11, 2026
Instrument202605076
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2056

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,799.00$267,000 (-) Land $25,200 Building $241,800$410,800 (+16.94%) Land $38,772 Building $372,028
2023$267,000 Land $25,200 Building $241,800$351,300 Land $33,156 Building $318,144

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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