Kane County property record for 1078 Delta Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,542 sqft · built 1998 |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Aug 2013) |
| Tax Bill | $5,279 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-331-024 |
| Primary APN | 06-28-331-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,542 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1078 DELTA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW BAY CLUB CONDOMINIUM UNIT 33D |
| Legal Subdivision | WILLOW BAY CLUB CONDO |
| Legal Block | 5 |
| Legal Unit | 33D |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 851907 |
1078 Delta Dr is owned and occupied by an individual who bought it in August 2013.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1078 DELTA DR, ELGIN, IL 60123-6580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2013 · Amount on File |
| Deed Sale | Aug 29, 2013 · Amount on File |
| Prior Sale | Jun 11, 2004 · Amount on File |
| Deed Document Number | 201363732 |
| Prior Transfer Date | May 27, 2004 |
| Prior Transfer Doc | 0000151671 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1078 Delta Dr was $5,279 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,279.00 Homeowner's exemption | $77,198 (+8.57%) Land $17,968 Building $59,230 | $231,687 (+8.57%) Land $53,926 Building $177,761 |
| 2024 | $71,105 Land $16,550 Building $54,555 | $213,400 Land $49,670 Building $163,730 | |
| 2022 | $4,558.00 (+4.78%) Homeowner's exemption | $58,574 (+6.96%) Land $13,634 Building $44,940 | $175,722 (+6.96%) Land $40,902 Building $134,820 |
| 2021 | $4,350.00 Homeowner's exemption | $54,763 Land $12,747 Building $42,016 | $164,289 Land $38,241 Building $126,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1078 Delta Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1078 Delta Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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