10778 S 48th St, Fulton, MI 49052 Property Records

Kalamazoo County property record for 10778 S 48th St, Fulton, MI 49052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,664 sqft · built 1880
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,500 (Oct 2023)
Tax Bill	$3,915 (2025)
Deeds & Mortgages	Oct 2023 Sale Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-36-430-019`

Property Details

APN / Parcel Number

Primary APN	`12-36-430-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,664 sqft Living Area
1st Floor Area	1,759 sqft
Basement Area	905 sqft
Unfinished Basement	905 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	218,236 sqft (5.01 acres)
Lot Dimensions	440 ft deep x 1,320 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10778 S 48TH ST
City	FULTON
State	MI
Zip	49052-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SEC 36-3-9 BEG ON E LI 1049.33 FT S 00DEG-08?-38? W OF E 1/4 POST TH CONT S 00DEG-08?-38? W 275 FT TO S 1/8 LI TH N
Legal Range	09
Legal Township	03
Legal Section	36
Jurisdiction	KALAMAZOO MI
Township / Civil Division	CLIMAX
Census Block Group	2
Census Block	2068
Census Tract	3400

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10778 S 48TH ST, FULTON, MI 49052-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer NOT AVAILABLE, ELEVATE TITLE AGENCY
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit KALAMAZOO COUNTY STATE BANK
Aug 26, 2021	Warranty Deed, Transfer · Closed-End Mortgage KALAMAZOO COUNTY STATE BANK
May 20, 2021	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY
Oct 4, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	202323964
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 3, 2023
Property Address	10778 S 48TH ST, FULTON, MI 49052-9756
Document Number	2023023964
Instrument Date	Oct 2, 2023
Instrument	2023-023964
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	NOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,568.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10778 S 48TH ST, FULTON, MI 49052-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2438 E DR S, EAST LEROY, MI 49051-9735

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10778 S 48TH ST, FULTON, MI 49052-9756
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10778 S 48TH ST, FULTON, MI 49052-9756

Mortgage

Document Number	2021045939
Date	Nov 18, 2021
Instrument	2021-045939

Lender

Name	KALAMAZOO COUNTY STATE BANK
Type	Bank
Address	SCHOOLCRAFT, MI 49087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 11, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 26, 2021
Property Address	10778 S 48TH ST, FULTON, MI 49052-9756
Document Number	2021034308
Instrument Date	Aug 12, 2021
Instrument	2021-034308
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16480 E YZ AVE, FULTON, MI 49052-9712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E DIVISION ST, VICKSBURG, MI 49097-1103

Mortgage

Document Number	2021034309
Date	Aug 26, 2021
Instrument	2021-034309

Lender

Name	KALAMAZOO COUNTY STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2041

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 20, 2021
Property Address	10778 S 48TH ST, FULTON, MI 49052-9756
Document Number	2021021122
Instrument Date	May 12, 2021
Instrument	2021-021122
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$3,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13595 E W AVE, VICKSBURG, MI 49097-9573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16480 EAST UZ AVENUE, FULTON, MI 49052

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 4, 2019
Property Address	10778 S 48TH ST, FULTON, MI 49052-9756
Document Number	2019029550
Instrument Date	Sep 26, 2019
Instrument	2019-029550
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10778 S 48TH ST, FULTON, MI 49052-9756

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Climax Township
Unified School District	Climax-Scotts Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,200 (-2.83%)	$336,400 (-2.83%)
2025	$3,915.00 (-27.89%) Homeowner's exemption	$173,100 (+48.08%)	$346,200 (+48.08%)
2024	$5,429.00
2023		$116,900	$233,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mercury Fiber Fixed Wireless	150 / 20

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