Nelson County property record for 10778 Rockfish River Rd, Shipman, VA 22971
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,362 sqft |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,863 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Aug 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 47 A 47 |
| Primary APN | 47 A 47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,362 sqft Finished Area |
| Basement Area | 1,136 sqft |
| Unfinished Basement | 1,136 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Architectural Style | Conventional |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 96,703 sqft (2.22 acres) |
| Terrain | High |
| Porch | Slab |
|---|---|
| Porch Area | 319 sqft |
| Deck Area | 392 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 08320 |
|---|---|
| Street Address | 10778 ROCKFISH RIVER RD |
| City | SHIPMAN |
| State | VA |
| Zip | 22971-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THURMOND DB 299-819 |
| Legal Subdivision | THURMOND |
| Jurisdiction | NELSON VA |
| Township / Civil Division | EAST |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 950102 |
10778 Rockfish River Rd is owned and occupied by two individuals.
Source: Nelson County records, as of June 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10778 ROCKFISH RIVER RD, SHIPMAN, VA 22971-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Aug 8, 2018 | Deed of Trust, Mortgage UNIVERSITY OF VIRGINIA COMMUNITY CREDIT |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 10778 ROCKFISH RIVER RD, SHIPMAN, VA 22971-2218 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 202102111 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 202102111 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 10778 ROCKFISH RIVER RD, SHIPMAN, VA 22971-2218 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 000180001737 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 000180001737 |
| Name | UNIVERSITY OF VIRGINIA COMMUNITY CREDIT |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 10778 Rockfish River Rd was $1,863.
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,863.00 | $332,700 (+12.82%) Land $35,300 Building $297,400 | $332,700 (+12.82%) Land $35,300 Building $297,400 |
| 2025 | $294,900 Land $34,900 Building $260,000 | $294,900 Land $34,900 Building $260,000 | |
| 2023 | $1,916.00 | $294,900 Land $34,900 Building $260,000 | $294,900 Land $34,900 Building $260,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10778 Rockfish River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10778 Rockfish River Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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