10778 Monroe Rd 645, Perry, MO 63462 Property Records

Monroe County property record for 10778 Monroe Rd 645, Perry, MO 63462

Property Summary

Property Type	Rural Home
Details	1.5 ba · 1,962 sqft · built 1988
Lot Size	5.46 acres (237,838 sqft)
Owner	2 Individual Names on File
Last Sale	$199,500 (Dec 2025)
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Apr 2005 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-8.0-28-000-000-002.010`

Property Details

APN / Parcel Number

Primary APN	`22-8.0-28-000-000-002.010`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,962 sqft Adjusted Area
Gross Area	1,560 sqft
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	237,838 sqft (5.46 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	10778 MONROE ROAD 645
City	PERRY
State	MO
Zip	63462-3217
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SW COR. NW1/4 NW1/4
Legal Range	08W
Legal Township	53N
Legal Section	28
Jurisdiction	MONROE MO
Township / Civil Division	SOUTH FORK
Census Block Group	4
Census Block	4113
Census Tract	960100

Owner

10778 Monroe Rd 645, a rural home, is owned and occupied by two individuals who bought it in December 2025.

Source: Monroe County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10778 MONROE ROAD 645, PERRY, MO 63462-3217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2005	Deed of Trust, Mortgage · Conventional Mortgage UNITED CU
Dec 15, 2025	Warranty Deed, Transfer · Conventional Mortgage SHOW ME CU
Feb 19, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	Nov 3, 2025
Deed Document Number	20251492
Prior Transfer Date	May 21, 2024
Prior Transfer Doc	0000000540
Record Updated	Sep 20, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	10778 MONROE ROAD 645, PERRY, MO 63462-3217
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00312/0008
Date	Apr 1, 2005
Book Page	312/0008

Lender

Name	UNITED CU
Type	Credit Union
Address	MEXICO, MO 65265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2015

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Dec 15, 2025
Property Address	10778 MONROE ROAD 645, PERRY, MO 63462-3217
Document Number	0020251492
Instrument Date	Dec 12, 2025
Instrument	2025-1492
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10778 MONROE ROAD 645, PERRY, MO 63462-3217

Mortgage

Document Number	0020251493
Date	Dec 15, 2025
Instrument	2025-1493

Lender

Name	SHOW ME CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	11.7%

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MO
Recording Date	Feb 19, 2019
Property Address	10778 MONROE ROAD 645, PERRY, MO 63462-3217
Document Number	0020190226
Instrument Date	Feb 18, 2019
Instrument	2019-0226
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10778 MONROE ROAD 645, PERRY, MO 63462-3217

Tax Assessment & Valuation

The 2025 property tax bill for 10778 Monroe Rd 645 was $1,142, up 12% from the year before.

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Unified School District	Paris R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,450 (-)	$113,100 (-)
2025	$1,142.00 (+11.96%)	$21,450	$113,100 Land $7,400 Building $105,700
2024	$1,020.00
2023		$18,910	$99,700
2020	$926.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10778 Monroe Rd 645 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10778 Monroe Rd 645 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE COUNTY PWSD 2 serves 6,700 people · EPA ID MO2024402
Water Source	Purchased surface water from CLARENCE CANNON WHOLESALE WTR COMM
Last State Inspection	Jun 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mark Twain Communications Company Fixed Wireless	30 / 20
Air Link Rural Broadband Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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