10778 Jeanne Ter, Unit A, Santee, CA 92071 Property Records

San Diego County property record for 10778 Jeanne Ter, Unit A, Santee, CA 92071

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,321 sqft · built 1988
Lot Size	1.67 acres (72,767 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Apr 2024)
Tax Bill	$7,450 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`384-470-21-10`

Property Details

APN / Parcel Number

Primary APN	`384-470-21-10`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,321 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	72,767 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	10778 JEANNE TER, A
City	SANTEE
State	CA
Zip	92071-2882
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R14
Legal Description	LOT 2 US109PER DOC85-167684&UND INT IN TR 011189
Legal Subdivision	SANTEE #84-09
Legal Tract	011189
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	16617

Owner

10778 Jeanne Ter, Unit A is owned by two individuals who bought it in April 2024.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10778 JEANNE TER, A, SANTEE, CA 92071-2882
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Jun 25, 2021	Grant Deed, Transfer · FHA Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2024 · Amount on File
Deed Sale	Apr 3, 2024 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Document Number	202482423
Prior Transfer Date	Oct 1, 2016
Prior Transfer Doc	0000564108
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2024
Property Address	10778 JEANNE TER UNIT A, A, SANTEE, CA 92071-2882
Document Number	0000082423
Map Reference	MAP 11189
Instrument Date	Mar 21, 2024
Instrument	2024-0082423
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10778 JEANNE TER UNIT A, A, SANTEE, CA 92071-2882

Mortgage

Document Number	0000082424
Date	Apr 3, 2024
Instrument	2024-0082424

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2021
Property Address	10778 JEANNE TER UNIT A, A, SANTEE, CA 92071-2882
Document Number	0000464569
Map Reference	MAP 11189
Instrument Date	May 26, 2021
Instrument	2021-0464569
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10778 JEANNE TER UNIT A, A, SANTEE, CA 92071-2882

Mortgage

Document Number	0000464570
Date	Jun 25, 2021
Instrument	2021-0464570

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10778 Jeanne Ter, Unit A was $7,450, up 17.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$634,642 (+2%) Land $200,393 Building $434,249
2025	$7,450.00 (+17.4%)	$622,199 Land $196,464 Building $425,735
2024	$6,346.00 (+3.17%)
2023	$6,151.00 (+0.74%) Homeowner's exemption	$520,198 Land $164,256 Building $355,942
2022	$6,106.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10778 Jeanne Ter, Unit A in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1980–1995)
Most Recent Claim	Feb 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10778 Jeanne Ter, Unit A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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