10777 S Lyons Rd, Onaway, MI 49765 Property Records

Cheboygan County property record for 10777 S Lyons Rd, Onaway, MI 49765

Property Summary

Property Type	Single Family Home
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Last Sale	$106,250 (Nov 2019)
Tax Bill	$910 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231-023-400-002-01`

Property Details

APN / Parcel Number

Primary APN	`231-023-400-002-01`

Exterior

Lot Area	60,113 sqft (1.38 acres)

Location & Zoning

Street Address	10777 S LYONS RD
City	ONAWAY
State	MI
Zip	49765-8798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR SE1/4 OF SE1/4, SEC 23, T34N,R1E; TH N ALG E LI SD SE1/4 OF SE1/4, 300FT; TH E PARA TO S LI OF SEC 200FT; TH S
Legal Range	01E
Legal Township	034
Legal Section	23
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	FOREST
Census Block Group	2
Census Block	2098
Census Tract	960700

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10777 S LYONS RD, ONAWAY, MI 49765-8798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2017	Deed of Trust, Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Nov 4, 2019	Warranty Deed, Transfer
Nov 4, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Deed Book / Page	1398 / 353
Prior Transfer Date	Jul 26, 2016
Prior Transfer Doc	1311/0013
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	10777 S LYONS RD, ONAWAY, MI 49765-8798
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1325/0671
Date	Jan 26, 2017
Book Page	1325/0671

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN
Address	CHEBOYGAN, MI 49721

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Nov 4, 2019
Property Address	10777 S LYONS RD, ONAWAY, MI 49765-8798
Document Number	1398/353
Book / Page	1398 / 353
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10777 S LYONS RD, ONAWAY, MI 49765-8798

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Nov 4, 2019
Property Address	10777 S LYONS RD, ONAWAY, MI 49765-8798
Document Number	1398/353
Book / Page	1398 / 353
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10777 S LYONS RD, ONAWAY, MI 49765-8798

Mortgage

Document Number	0000001398/0000000355
Date	Nov 4, 2019
Book Page	0000001398/0000000355

Lender

Name	CITIZENS NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Forest Township
Unified School District	Onaway Area Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,200 (-8.15%)	$198,400 (-8.15%)
2025	$910.00 (+0.66%) Homeowner's exemption	$108,000 (+66.15%)	$216,000 (+66.15%)
2024	$904.00 (+5.98%)
2023		$65,000	$130,000
2022	$853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on S Lyons Rd

Nearby Streets

All Onaway, MI Property Records

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