Cabarrus County property record for 10777 Mount Olive Rd, Mount Pleasant, NC 28124
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,117 sqft · built 2021 |
| Lot Size | 23 acres (1,004,494 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $63,000 (Nov 2020) |
| Tax Bill | $6,697 (2023) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5683 12 8386 |
| Primary APN | 5683 12 8386 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,117 sqft Living Area |
| Gross Area | 5,159 sqft |
| 1st Floor Area | 2,947 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 1,004,494 sqft (23 acres) |
| Lot Width | 151 ft Width |
| Garage Type | Mixed |
| Garage Area | 483 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,886 sqft |
| Porch | Patio |
| Porch Area | 218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 48174 |
|---|---|
| Street Address | 10777 MOUNT OLIVE RD |
| City | MOUNT PLEASANT |
| State | NC |
| Zip | 28124-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | LT 2 MT OLIVE RD |
| Legal Subdivision | LITTLE BUFFALO CREEK |
| Legal Lot Number | 2 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 6, RIMERTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41702 |
10777 Mount Olive Rd, a rural home, is owned and occupied by two individuals who bought it in November 2020.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10777 MOUNT OLIVE RD, MOUNT PLEASANT, NC 28124-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on File |
| Deed Sale | Nov 19, 2020 · Amount on File |
| Prior Sale | Nov 19, 2020 · Amount on File |
| Deed Book / Page | 14685 / 106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10777 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9604 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0015967108 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 15967/108 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,093,780 Land $246,630 Building $847,150 | ||
| 2024 | $1,093,780 (+41.6%) Land $246,630 Building $847,150 | ||
| 2023 | $6,697.00 | $772,450 Land $193,010 Building $579,440 | $772,450 Land $193,010 Building $579,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10777 Mount Olive Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10777 Mount Olive Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 25 / 3 |
May also be available: T-Mobile.
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