10777 FM 2086, Temple, TX 76501 Property Records

Bell County property record for 10777 FM 2086, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,948 sqft · built 1992
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Tax Bill	$2,681 (2023)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0448230101`

Property Details

APN / Parcel Number

Primary APN	`0448230101`
Alternative APNs	`830420` `64223`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	268 sqft
Deck Area	367 sqft
Canopy	475 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	830420
Street Address	10777 FM 2086
City	TEMPLE
State	TX
Zip	76501-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0011BC J L HOOD, 26-1-1, ACRES .55 26-1-1,
Legal Subdivision	J L HOOD
Legal Tract	1
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	3
Census Block	3011
Census Tract	20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10777 FM 2086, TEMPLE, TX 76501-3529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2017
Deed Sale	Jul 10, 2017
Prior Sale	Aug 14, 2013
Deed Document Number	2017-00028540
Record Updated	Jun 7, 2026

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 10, 2017
Property Address	10777 FM 2086, TEMPLE, TX 76501-3529
Document Number	0000028540
Instrument Date	Jul 5, 2017
Instrument	2017-00028540
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10777 FM 2086, TEMPLE, TX 76501-3529

Mortgage

Document Number	0000028541
Date	Jul 10, 2017
Instrument	2017-00028541

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Rogers Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,681.00 (-20.56%) Homeowner's exemption	$344,746 Land $31,488 Building $313,258	$344,746 Land $31,488 Building $313,258
2022	$3,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BELL WSC serves 4,287 people · EPA ID TX0140118
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
SOS Communications Fixed Wireless	100 / 20