10776 Windmill Creek Ln, Berlin, MD 21811 Property Records

Worcester County property record for 10776 Windmill Creek Ln, Berlin, MD 21811

Property Summary

Property TypeSingle Family Home
Lot Size0.318 acres (13,854 sqft)
Owner2 Individual Names on Record
Last Sale$799,990 (Apr 2026)
Tax Bill$6,845 (2026)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 1 more
APN03-769920

Property Details

APN / Parcel Number

Primary APN03-769920
Alternative APN
  • 769920

Interior

Building Area3,256 sqft Total Area

Exterior

Year BuiltBuilt 2026
Effective Year BuiltEffective 2026
Lot Area13,854 sqft (0.318 acres)

Location & Zoning

Account Number769920
Street Address10776 WINDMILL CREEK LN
CityBERLIN
StateMD
Zip21811-1583
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31 13,854 SQ FT WINDMILL CREEK LN THE REFUGE AT WINDMILL C
Legal SubdivisionWINDMILL CREEK
Legal Lot Number31
JurisdictionWORCESTER MD
Township / Civil Division4, WESTERN
Census Block Group3
Census Block3005
Census Tract950700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12603 TERRYMILL DR, HERNDON, VA 20170-2874
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed · Conventional Mortgage
MORTGAGE INC
Apr 29, 2026Deed · Conventional Mortgage
NVT MORTGAGE FINANCE INC
Dec 12, 2025Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleDec 12, 2025 · Amount on Record
Deed Book / Page9136 / 398
Record UpdatedOct 29, 2026

April 2026: Deed

Document TypeDeed
JurisdictionWORCESTER MD
Recording DateApr 29, 2026
Property Address10776 WINDMILL CREEK LN, BERLIN, MD 21811-1583
Document Number0091360398
Book / Page9136 / 398
Instrument DateApr 24, 2026
Record UpdatedJul 6, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$80,798.99
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12603 TERRYMILL DR, HERNDON, VA 20170-2874

Mortgage

Document Number9136000403,
DateApr 29, 2026
Book Page9136/403
Lender
NameMORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.54%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed

Document TypeDeed
JurisdictionWORCESTER MD
Recording DateApr 29, 2026
Property Address10776 WINDMILL CREEK LN, BERLIN, MD 21811-1583
Document Number9136000398
Book / Page9136 / 398
Instrument DateApr 24, 2026
Record UpdatedMay 13, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$80,798.99
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12603 TERRYMILL DR, HERNDON, VA 20170-2874

Mortgage

Document Number9136000403,
DateApr 29, 2026
Book Page9136/403
Lender
NameNVT MORTGAGE FINANCE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.54%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionWORCESTER MD
Recording DateDec 12, 2025
Property Address10776 WINDMILL CREEK LN, BERLIN, MD 21811-1583
Document Number0090560423
Book / Page9056 / 423
Map ReferenceMB 254 PG 27-35
Instrument DateDec 2, 2025
Transaction TypeTransfer
Record UpdatedJan 2, 2026
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$846.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address506 MAIN ST FL 3, 3, GAITHERSBURG, MD 20878-6571

Transferred To (Grantee/Buyer)

NameVerified Name
Address32445 ROYAL BLVD # 1, 1, DAGSBORO, DE 19939-3860
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,845.00 (+695.01%)$741,667 (+694.93%)$839,900 (+420.71%) Land $175,300 Building $664,600
2025$861.00$93,300$161,300 Land $161,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

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