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10776 Valor Pl, Santee, CA 92071 Property Records

San Diego County property record for 10776 Valor Pl, Santee, CA 92071 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,186 sqft Living Area
Lot Size8,300 sqft (0.191 acres)
OccupancyOwner Occupied
Last Sale$423,000 (2015)
Tax Bill$5,947.00 (2025)

Property Details

APN / Parcel Number

Primary APN381-552-28-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,186 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area8,300 sqft (0.191 acres)
Depth X Width124 ft x 38 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address10776 VALOR PL
CitySANTEE
StateCA
Zip92071-5001
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 103 TR 007495
Legal SubdivisionEL NOPAL ESTATES
Legal Tract007495
Legal Block1
Legal Lot Number103
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1002
Census Tract16607

Owner

Source: San Diego County records · APN 381-552-28-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10776 VALOR PL, SANTEE, CA 92071-5001
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 08, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Apr 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2015 · Amount on Record
Deed SaleNov 30, 2015 · Amount on Record
Prior SaleFeb 26, 2007 · Amount on Record
Deed Doc Number2015613966
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10776 VALOR PL, SANTEE, CA 92071-5001
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10776 VALOR PL, SANTEE, CA 92071-5001

Mortgage

Document Number0000119603
DateMay 08, 2023
Instrument2023-0119603
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10776 VALOR PL, SANTEE, CA 92071-5001
Transaction TypeMortgage
Record UpdatedApr 19, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address10776 VALOR PL, SANTEE, CA 92071-5001

Mortgage

Document Number0000276340
DateApr 09, 2021
Instrument2021-0276340
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressSANTEE, CA 92071
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10776 VALOR PL, SANTEE, CA 92071-5001
Document Number0000556537
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 13, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address10776 VALOR PL SANTEE CA 920715001, SANTEE, CA 92071-5001

Mortgage

Document Number0000556537
DateDec 02, 2019
Instrument556537
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$560,617 (+11.99%) Land $185,671 Building $374,946
2025$5,947.00 (+4.37%) Homeowner's exemption$500,606 (+4.04%) Land $182,031 Building $318,575
2023$5,698.00 (+0.76%) Homeowner's exemption$481,168 Land $174,963 Building $306,205
2022$5,655.00

Flood & Wildfire

10776 Valor Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 11th in California
Wildfire LikelihoodLow — about 1 in 3,448 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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