10776 E Shale Dr, Yuma, AZ 85365 Property Records

Yuma County property record for 10776 E Shale Dr, Yuma, AZ 85365

Property Summary

Property Type	Mobile Home
Details	1,209 sqft · built 1997
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$198,790 (Oct 2026)
Tax Bill	$824 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`700-20-002`

Property Details

APN / Parcel Number

Primary APN	`700-20-002`
Alternative APNs	`R0024087` `10645002`

Interior

Stories	1 Story
Building Area	1,209 sqft Living Area
1st Floor Area	1,209 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Hardboard
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	80 ft deep x 16 ft wide
View / Lot	Interior
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0024087
Street Address	10776 E SHALE DR
City	YUMA
State	AZ
Zip	85365-7195
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RVS
Legal Description	SUBDIVISION: FORTUNA HEIGHTS 2 LOT: 44 SECTION: 06 TOWNSHIP: 09S RANGE: 21W MBL HOME TITLE: 2156/058 SERIAL: B268618 YEAR: 1997 MAKE: SCHULT SIZE: 16X80
Legal Range	21W
Legal Township	09S
Legal Section	06
Legal Subdivision	FORTUNA HEIGHTS 2
Legal Lot Number	44
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1005
Census Tract	10916

Owner

Source: Yuma County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10776 E SHALE DR, YUMA, AZ 85365-7195
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 17, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 5, 2022	Affidavit, Transfer
May 5, 2022	Warranty Deed, Transfer · Commercial Mortgage 1ST BANK YUMA
Oct 17, 2022	Re-recorded Document STEWART TITLE, STEWART TTL & TR OF PHOENIX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2026 · Amount on Record
Deed Sale	Oct 7, 2026 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	202625001
Prior Transfer Date	Apr 29, 2022
Prior Transfer Doc	0000016061
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Oct 7, 2026
Property Address	10776 E SHALE DR, YUMA, AZ 85365-7195
Document Number	0000025001
Instrument Date	Sep 4, 2026
Instrument	202625001
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	TITLE SERVICES, TITLE SERVICES OF THE VALLEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10776 E SHALE DR, YUMA, AZ 85365-7195

Mortgage

Document Number	0000025003,
Date	Oct 7, 2026
Instrument	202625003

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Oct 17, 2022
Property Address	10776 E SHALE DR, YUMA, AZ 85365-7195
Document Number	0000032880
Map Reference	MB 6 PG 70
Instrument Date	Sep 20, 2022
Instrument	2022-32880
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2022
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1407 W CAMINO REAL, 1407, YUMA, AZ 85364-6293

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10776 E SHALE DR, YUMA, AZ 85365-7195

Mortgage

Document Number	0000032881
Date	Oct 17, 2022
Instrument	2022-32881

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	YUMA AZ
Recording Date	May 5, 2022
Property Address	10776 E SHALE DR, YUMA, AZ 85365-7195
Document Number	0000016061
Map Reference	MB 6 PG 70
Instrument Date	Apr 29, 2022
Instrument	2022-16061
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	May 5, 2022
Property Address	10776 E SHALE DR, YUMA, AZ 85365-7195
Document Number	0000016183
Map Reference	MB 6 PG 70
Instrument Date	Mar 28, 2022
Instrument	2022-16183
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10776 E SHALE DR, 10776, YUMA, AZ 85365-7195

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 W CAMINO REAL, YUMA, AZ 85364-6293

Mortgage

Document Number	0000016184
Date	May 5, 2022
Instrument	2022-16184

Lender

Name	1ST BANK YUMA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	YUMA AZ
Recording Date	Oct 17, 2022
Property Address	10776 E SHALE DR, YUMA, AZ 85365-7195
Document Number	0000032879
Map Reference	MB 6 PG 70
Instrument Date	Mar 28, 2022
Instrument	2022-32879
Record Updated	Nov 1, 2022
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10776 E SHALE DR, YUMA, AZ 85365-7195

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,819 (+15.77%) Land $3,477 Building $5,342	$96,379 (+22.52%) Land $38,000 Building $58,379
2025	$824.00 (+4.3%)
2023	$790.00	$7,618 Land $2,905 Building $4,713	$78,667 Land $30,000 Building $48,667

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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