10776 24th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 10776 24th St, Live Oak, FL 32060

Property Summary

Property Type	General Agricultural/Rural
Details	1.5 ba · 1,396 sqft · built 2004
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Apr 2026)
Tax Bill	$1,079 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01S-13E-04627-000000`

Property Details

APN / Parcel Number

Primary APN	`13-01S-13E-04627-000000`
Alternative APN	`04627000000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,396 sqft Gross Area
1st Floor Area	1,270 sqft
Upper Floors Area	288 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)
Garage Area	400 sqft
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10776 24TH ST
City	LIVE OAK
State	FL
Zip	32060-9221
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	LEG 40.00 ACRES NW1/4 OF NE1/4 LESS 1 AC RD R/W ORB 1981 P 482 WD YR 2017
Legal Range	13E
Legal Township	01S
Legal Section	13
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	4
Census Block	4000
Census Tract	970200

Owner

10776 24th St, an agricultural property, is owned and occupied by two individuals who bought it in April 2026.

Source: Suwannee County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3350 N TROPICAL TRL, MERRITT ISLAND, FL 32953-8221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer SKY TITLE
Apr 6, 2026	Warranty Deed, Transfer SKY TITLE
May 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage LAFAYETTE STATE BANK
Apr 17, 2017	Warranty Deed, Transfer ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Apr 17, 2017 · Amount on File
Deed Document Number	20263599
Deed Book / Page	2687 / 162
Prior Transfer Date	Apr 14, 2016
Prior Transfer Doc	0000182284
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 6, 2026
Property Address	10776 24TH ST, LIVE OAK, FL 32060-9221
Document Number	0000003599
Book / Page	2687 / 162
Instrument Date	Mar 27, 2026
Instrument	20263599
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	SKY TITLE

Transaction

Amount	Amount on Record
Tax	$381,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3350 N TROPICAL TRL, MERRITT ISLAND, FL 32953-8221

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 6, 2026
Property Address	10776 24TH ST, LIVE OAK, FL 32060-9221
Document Number	0061003599
Book / Page	2687 / 162
Instrument Date	Mar 27, 2026
Instrument	20263599
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	SKY TITLE

Transaction

Amount	Amount on Record
Tax	$381,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3350 N TROPICAL TRL, MERRITT ISLAND, FL 32953-8221

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	10776 24TH ST, LIVE OAK, FL 32060-9221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192903
Date	May 22, 2017
Book Page	01987/0401
Instrument	2017192903

Lender

Name	LAFAYETTE STATE BANK
Type	Bank
Address	LIVE OAK, FL 32064

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 17, 2017
Property Address	10776 24TH ST, LIVE OAK, FL 32060-9221
Document Number	0000191897
Book / Page	001981 / 000482
Instrument Date	Apr 17, 2017
Instrument	191897
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2400 SE 150TH ST SUMMERFIELD FL 344913881, SUMMERFIELD, FL 34491-3881

Tax Assessment & Valuation

The 2025 property tax bill for 10776 24th St was $1,079 with exemptions applied, up 6.7% from the year before.

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,079.00 (+6.73%) Homeowner's exemption Veteran's exemption	$138,327	$208,722 Land $82,200 Building $126,522
2024	$1,011.00 (+3.06%)
2023	$981.00 (+4.03%) Homeowner's exemption	$88,096 (+2.73%)	$193,335 (+18.27%)
2022	$943.00 Homeowner's exemption	$85,752	$163,471

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10776 24th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10776 24th St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

May also be available: Windstream.

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