10774 HOOD FRANKLIN RD HOOD CA 95639, HOOD, CA 95639
Mortgage
Document Number
1907231057
Date
Jul 23, 2019
Instrument
1907231057
Lender
Name
MCTYGUE GROUP INC
Address
1761 HOTEL CIR S # 230, SAN DIEGO, CA 92108-3318
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jul 22, 2049
June 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Jun 29, 2018
Property Address
10774 4TH ST, HOOD, CA 95639
Document Number
1806291523
Instrument Date
Jun 28, 2018
Instrument
1806291523
Transaction Type
Transfer
Record Updated
Jul 17, 2018
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$330.00
Amount Accuracy
Full Value
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
10774 HOOD FRANKLIN RD HOOD CA 95639, HOOD, CA 95639
Mortgage
Document Number
1806291524
Date
Jun 29, 2018
Instrument
1806291524
Lender
Name
PARAMOUNT RESID'L MTG
Type
Mortgage Company
Address
CORONA, CA 92879
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 28, 2048
November 2017: Quit Claim Deed, Mortgage
Document Type
Quit Claim Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Nov 7, 2017
Property Address
10774 4TH ST, HOOD, CA 95639
Document Number
1711071429
Instrument Date
Oct 26, 2017
Instrument
1711071429
Transaction Type
Mortgage
Record Updated
Nov 14, 2017
Title Company
PLACER TITLE COMPANY
Transaction
Tax
$0.00
Additional
Quitclaim
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
10774 HOOD FRANKLIN RD HOOD CA 95639, HOOD, CA 95639
Mortgage
Document Number
1711071430
Date
Nov 7, 2017
Instrument
1711071430
Lender
Name
SCHOOLS FIN'L CU
Type
Credit Union
Address
SACRAMENTO, CA 95853-7000
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
300 Months
Due
Nov 6, 2042
Interest
Rate Type
Adjustable Rate
June 2017: Quit Claim Deed, Mortgage
Document Type
Quit Claim Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Jun 26, 2017
Property Address
10774 4TH ST, HOOD, CA 95639
Document Number
1706260756
Instrument Date
Jun 6, 2017
Instrument
1706260756
Transaction Type
Mortgage
Record Updated
Aug 15, 2017
Title Company
PLACER TITLE COMPANY, PLACER TITLE CO.
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
10774 HOOD FRANKLIN RD HOOD CA 95639, HOOD, CA 95639
Mortgage
Document Number
1706260757
Date
Jun 26, 2017
Instrument
1706260757
Lender
Name
SCHOOLS FIN'L CU
Type
Credit Union
Address
SACRAMENTO, CA 95853-7000
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
300 Months
Due
Jun 25, 2042
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 10774 4th St was $2,700 with a homeowner's exemption, up 2.2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Unified School District
River Delta Joint Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$249,405 (+2%)Land $98,648Building $150,757
2025
$2,700.00 (+2.2%)Homeowner's exemption
$244,515Land $96,714Building $147,801
2024
$2,642.00 (+3.12%)
2023
$2,562.00 (+0.04%)Homeowner's exemption
$235,021Land $92,959Building $142,062
2022
$2,561.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 10774 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone AE high risk
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
18.0 ft
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 88 policies
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
88 in force
Nearby Flood Claims
9 (1986–2017)
Claims Outside the SFHA
1 of 9
Most Recent Claim
Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims
Severe Storms & Flooding, Mar 1986 · 4 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 10774 4th St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
HOOD WATER MAINTENCE DIST [SWS] serves 267 people · EPA ID CA3400101
Water Source
Groundwater
Last State Inspection
Aug 2023
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
unWired Broadband Fixed Wireless
400 / 50
Cal.net Fixed Wireless
100 / 20
Verizon Fixed Wireless
25 / 6
May also be available: AT&T, DigitalPath, GeoLinks, Softcom Internet Communications, T-Mobile.