10773 E 38th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 10773 E 38th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 2003
Lot Size	0.209 acres (9,086 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,000 (May 2023)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`700-60-341`

Property Details

APN / Parcel Number

Primary APN	`700-60-341`
Alternative APNs	`R0018869` `10612341`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	2,535 sqft
1st Floor Area	1,534 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,086 sqft (0.209 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0018869
Street Address	10773 E 38TH LN
City	YUMA
State	AZ
Zip	85365-7041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2/R-3
Legal Description	SUBDIVISION: YUMA EAST EST 3 LOT: 341 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST EST 3
Legal Lot Number	341
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1033
Census Tract	11108

Owner

Source: Yuma County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10773 E 38TH LN, YUMA, AZ 85365-7041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Oct 2, 2020	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Aug 5, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Aug 16, 2018	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	202311980
Last Transfer Date	Jul 3, 2024
Transfer Doc	0000015919
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	May 17, 2023
Property Address	10773 E 38TH LN, YUMA, AZ 85365-7041
Document Number	0000011980
Map Reference	MB 18 PG 46&47
Instrument Date	Apr 25, 2023
Instrument	2023-11980
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10773 E 38TH LN, YUMA, AZ 85365-7041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10773 E 38TH LN, YUMA, AZ 85365-7041

Mortgage

Document Number	0000011981
Date	May 17, 2023
Instrument	2023-11981

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Oct 2, 2020
Property Address	10773 E 38TH LN, YUMA, AZ 85365-7041
Document Number	0000030052
Map Reference	MB 18 PG 46&47
Instrument Date	Sep 30, 2020
Instrument	2020-30052
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10773 E 38TH LN, 10773, YUMA, AZ 85365-7041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10773 E 38TH LN, YUMA, AZ 85365-7041

Mortgage

Document Number	0000030053
Date	Oct 2, 2020
Instrument	2020-30053

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10773 E 38TH LN, YUMA, AZ 85365-7041
Document Number	0000020266
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10773 E 38TH LN YUMA AZ 853657041, YUMA, AZ 85365-7041

Mortgage

Document Number	0000020266
Date	Aug 9, 2019
Instrument	20266

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	2%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Aug 16, 2018
Property Address	10773 E 38TH LN, YUMA, AZ 85365-7041
Document Number	0000020963
Map Reference	MB18 PG46&47
Instrument Date	Jul 27, 2018
Instrument	2018-20963
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10773 E 38TH LN, 10773, YUMA, AZ 85365-7041

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10773 E 38TH LN, YUMA, AZ 85365-7041

Mortgage

Document Number	0000020964
Date	Aug 16, 2018
Instrument	2018-20964

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Max Rate At Change	1%
Index	1-Year CMT
Margin	2
Max Rate	5%

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,946 (+15.76%) Land $4,638 Building $17,308	$302,836 (+22.11%) Land $64,000 Building $238,836
2025	$1,880.00 (+2.84%)
2023	$1,828.00	$18,958 Land $4,319 Building $14,639	$248,009 Land $56,500 Building $191,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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