10772 Cheryl Ct, Carmel, IN 46033 Property Records

Hamilton County property record for 10772 Cheryl Ct, Carmel, IN 46033 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,654 sqft · built 1973
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Last Sale	$332,000 (Jul 2021)
Tax Bill	$4,539 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-06-405-015.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-06-405-015.000-018`
Alternative APN	`1614060405015000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2016
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614060405015000
Street Address	10772 CHERYL CT
City	CARMEL
State	IN
Zip	46033-3915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.30, SECTION 6, TOWNSHIP 17, RANGE 4, KEYSTONE WOODS, SECTION 2, LOT 87
Legal Range	04
Legal Township	17
Legal Section	06
Legal Subdivision	KEYSTONE WOODS
Legal Block	2
Legal Lot Number	87
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1003
Census Tract	111004

Owner

Source: Hamilton County records · APN 29-14-06-405-015.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10772 CHERYL CT, CARMEL, IN 46033-3915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2021	Warranty Deed, Transfer · VA Mortgage GVC MORTGAGE INC
Jun 07, 2018	Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2021 · Amount on Record
Deed Sale	Jul 02, 2021 · Amount on Record
Prior Sale	Jun 07, 2018 · Amount on Record
Deed Document Number	2021048645
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 02, 2021
Property Address	10772 CHERYL CT, CARMEL, IN 46033-3915
Document Number	0000048645
Map Reference	MB 05 PG 71
Instrument Date	Jun 30, 2021
Instrument	2021048645
Transaction Type	Transfer
Record Updated	Jun 09, 2023
Title Company	LENDERS ESCROW AND TITLE SERVICES IN, LENDERS ESCROW AND TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10772 CHERYL CT, CARMEL, IN 46033-3915

Mortgage

Document Number	0000048646
Date	Jul 02, 2021
Instrument	2021048646

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 07, 2018
Property Address	10772 CHERYL CT, CARMEL, IN 46033-3915
Document Number	2018024983
Map Reference	MB5 PG71
Instrument Date	Jun 04, 2018
Instrument	2018024983
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10772 CHERYL CT, CARMEL, IN 46033-3915

Mortgage

Document Number	2018024984
Date	Jun 07, 2018
Instrument	2018024984

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$481,900 (+41.86%) Land $123,500 Building $358,400	$481,900 (+41.86%) Land $123,500 Building $358,400
2024	$4,539.00 (+23.58%)
2023	$3,673.00 (-6.37%) Homeowner's exemption	$339,700 (+0.71%) Land $123,500 Building $216,200	$339,700 (+0.71%) Land $123,500 Building $216,200
2022	$3,923.00 Homeowner's exemption	$337,300 Land $118,300 Building $219,000	$337,300 Land $118,300 Building $219,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015, other causes

Wildfire

Wildfire Risk	Low above 6% of the US · above 41% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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