Kent County property record for 10770 Settlewood Dr SE, Lowell, MI 49331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft |
| Lot Size | 0.028 acres (1,247 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jun 2021) |
| Tax Bill | $3,101 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-20-05-390-002 |
| Primary APN | 41-20-05-390-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 1,247 sqft (0.028 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10770 SETTLEWOOD DR SE |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 264 * EASTGATE WOODS NO.6 |
| Legal Subdivision | EASTGATE WOODS NO.6 |
| Legal Lot Number | 264 |
| Jurisdiction | KENT MI |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 12003 |
10770 Settlewood Dr SE is owned and occupied by two individuals who bought it in June 2021.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10770 SETTLEWOOD DR SE, LOWELL, MI 49331-9436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU |
| May 13, 2021 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Jun 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on File |
| Deed Sale | Jun 4, 2021 · Amount on File |
| Prior Sale | Apr 21, 2016 · Amount on File |
| Deed Document Number | 202164673 |
| Prior Transfer Date | Oct 29, 2014 |
| Prior Transfer Doc | 0000092876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10770 SETTLEWOOD DR SE, LOWELL, MI 49331-9436 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10770 SETTLEWOOD DR SE, LOWELL, MI 49331-9436 |
| Document Number | 0000133312 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 20211210-0133312 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Address | WARWICK, RI 02886 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 236 Months |
| Due | Aug 10, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10770 SETTLEWOOD DR SE, LOWELL, MI 49331-9436 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000072733 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 20200813-0072733 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10770 SETTLEWOOD DR SE, LOWELL, MI 49331-9436 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000056769 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 20210513-0056769 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jun 4, 2021 |
| Property Address | 10770 SETTLEWOOD DR SE, LOWELL, MI 49331-9436 |
| Document Number | 0000064673 |
| Map Reference | LB 71 PG 47 |
| Instrument Date | May 10, 2021 |
| Instrument | 20210604-0064673 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | SUN TITLE AGENCY OF MICHIGAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10770 SETTLEWOOD DR SE, 10770, LOWELL, MI 49331-9436 |
| Name | Verified Name |
|---|---|
| Address | 7179 MARSHWOOD DR SW # 3, 3, BYRON CENTER, MI 49315-8529 |
| Document Number | 0000064674 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 20210604-0064674 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 10770 Settlewood Dr SE was $3,101.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Lowell Charter Township |
| Unified School District | Lowell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,800 (+6.51%) | $271,600 (+6.51%) | |
| 2025 | $3,101.00 Homeowner's exemption | $127,500 | $255,000 |
| 2023 | $105,200 | $210,400 | |
| 2021 | $1,889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10770 Settlewood Dr SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10770 Settlewood Dr SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
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