1077 Swale Ridge Loop, Creswell, OR 97426 Property Records

Lane County property record for 1077 Swale Ridge Loop, Creswell, OR 97426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 2012
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Sep 2025)
Tax Bill	$3,853 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-03-10-43-03600-000`

Property Details

APN / Parcel Number

Primary APN	`19-03-10-43-03600-000`
Alternative APNs	`1903104303600` `1814076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	1,942 sqft
1st Floor Area	1,486 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	456 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	2 Parking Spaces
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1814076
Street Address	1077 SWALE RIDGE LOOP
City	CRESWELL
State	OR
Zip	97426-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SUBDIVISION PLAT SWALE RIDGE SUBDIVISION PHASE II LOT 32 TL 03600
Legal Range	03
Legal Township	19
Legal Section	10
Legal Subdivision	SWALE RIDGE SUBDIVISION PHASE II
Legal Lot Number	32
Jurisdiction	LANE OR
Township / Civil Division	CRESWELL
Census Block Group	2
Census Block	2002
Census Tract	1101

Owner

Source: Lane County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1077 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage DIRECTORS MORTGAGE INC
Sep 25, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage OREGON DEPARTMENT OF VETERAN AFFAIR
Apr 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Jan 22, 2013 · Amount on Record
Deed Document Number	202529899
Last Transfer Date	Sep 24, 2025
Transfer Doc	0000030509
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1077 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500

Mortgage

Document Number	0000006384
Date	Feb 9, 2022
Instrument	2022-006384

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Sep 25, 2025
Property Address	1077 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500
Document Number	0000030509
Map Reference	DOC 2007-060967
Instrument Date	Sep 24, 2025
Instrument	2025-030509
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1077 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 22, 2025
Property Address	1077 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500
Document Number	0000029899
Map Reference	DOC 2007-060967
Instrument Date	Sep 18, 2025
Instrument	2025-029899
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500

Mortgage

Document Number	0000029900
Date	Sep 22, 2025
Instrument	2025-029900

Lender

Name	OREGON DEPARTMENT OF VETERAN AFFAIR
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Apr 29, 2020
Property Address	1077 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500
Document Number	0000020989
Map Reference	DOC 2007-060967
Instrument Date	Apr 24, 2020
Instrument	2020-020989
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	CASCADE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1077 SWALE RIDGE LOOP, CRESWELL, OR 97426-4500

Mortgage

Document Number	0000020990
Date	Apr 29, 2020
Instrument	2020-020990

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Creswell City
Unified School District	Creswell School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,853.00 (+33.69%)	$234,769 (+3%)	$472,877 (%) Land $86,705 Building $386,172
2024	$2,882.00 (-10.69%)	$227,932 (+3%)	$472,878 (+3.42%) Land $90,240 Building $382,638
2023	$3,227.00 (+3.96%)	$221,294 (+3%)	$457,226 (+3.25%) Land $93,839 Building $363,387
2022	$3,104.00	$214,849	$442,854 Land $83,838 Building $359,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CRESWELL serves 5,585 people · EPA ID OR4100246
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DFN, Hunter Communications.

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