1077 Sumner Cir, Gurnee, IL 60031 Property Records

Lake County property record for 1077 Sumner Cir, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,588 sqft · built 1993
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,500 (May 2019)
Tax Bill	$10,109 (2024)
Deeds & Mortgages	Oct 2022 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-17-402-005`

Property Details

APN / Parcel Number

Primary APN	`07-17-402-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
Gross Area	3,140 sqft
1st Floor Area	1,588 sqft
Basement Area	1,152 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1077 SUMNER CIR
City	GURNEE
State	IL
Zip	60031-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBROOK ESTATES PHASE 1; LOT 83
Legal Subdivision	STONEBROOK ESTATES PHASE 1
Legal Phase	1
Legal Lot Number	83
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3002
Census Tract	861611

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1077 SUMNER CIR, GURNEE, IL 60031-4022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Transfer on Death Deed, Transfer
May 26, 2020	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	May 7, 2007 · Amount on Record
Deed Document Number	20197565541
Last Transfer Date	Oct 18, 2022
Transfer Doc	0007940288
Record Updated	Oct 29, 2026

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IL
Recording Date	Oct 24, 2022
Property Address	1077 SUMNER CIR, GURNEE, IL 60031-4022
Document Number	0007940288
Map Reference	DOC 3182382
Instrument Date	Oct 18, 2022
Instrument	7940288
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1077 SUMNER CIR, GURNEE, IL 60031-4022

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1077 SUMNER CIR, GURNEE, IL 60031-4022
Document Number	0007660646
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1077 SUMNER CIR GURNEE IL 600314022, GURNEE, IL 60031-4022

Mortgage

Document Number	0007660646
Date	Jun 3, 2020
Instrument	7660646

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 31, 2019
Property Address	1077 SUMNER CIR, GURNEE, IL 60031-4022
Document Number	0007565541
Instrument Date	May 3, 2019
Instrument	7565541
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	AFFINITY TITLE SERVICES, AFFINITY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5620 MIDDLEBURY LN GURNEE IL 600312063, GURNEE, IL 60031-2063

Mortgage

Document Number	7565542
Date	May 31, 2019
Instrument	7565542

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,449 (+16.48%) Land $17,082 Building $105,367	$367,384 (+16.48%) Land $51,251 Building $316,133
2024	$10,109.00 (+16.92%)
2023	$8,646.00 (+10.69%)	$105,126 (+11%) Land $14,665 Building $90,461	$315,409 (+11%) Land $43,999 Building $271,410
2022	$7,811.00	$94,710 Land $13,831 Building $80,879	$284,158 Land $41,497 Building $242,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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