1077 Summit Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 1077 Summit Rd, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,588 sqft · built 1947
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$7,780,000 (Oct 2025)
Tax Bill	$77,647 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-091-017`

Property Details

APN / Parcel Number

Primary APN	`009-091-017`
Alternative APN	`00909117`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	3,588 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	43,560 sqft

Location & Zoning

Street Address	1077 SUMMIT RD
City	SANTA BARBARA
State	CA
Zip	93108-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	PUEBLO LANDS LOT 97 POR OF
Legal Subdivision	OUTSIDE PUEBLO LANDS MAP #2
Legal Lot Number	97
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	4
Census Block	4018
Census Tract	700

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	245 OAKHURST LEAF DR, ALPHARETTA, GA 30004-0838
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 6, 2025	Grant Deed, Transfer CHICAGO TITLE COMPANY
Nov 10, 2022	Intrafamily Transfer, Transfer
Jun 4, 2021	Grant Deed, Transfer · Conventional Mortgage AXOS BANK
Jan 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	202530475
Prior Transfer Date	Nov 9, 2022
Prior Transfer Doc	0000047364
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1077 SUMMIT RD, SANTA BARBARA, CA 93108-2413
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 OAKHURST LEAF DR, ALPHARETTA, GA 30004-0838

Mortgage

Document Number	0000036593
Date	Nov 21, 2025
Instrument	2025-0036593

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 6, 2025
Property Address	1077 SUMMIT RD, SANTA BARBARA, CA 93108-2413
Document Number	0000030475
Map Reference	MAP 2
Instrument Date	Sep 24, 2025
Instrument	2025-0030475
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 OAKHURST LEAF DR, ALPHARETTA, GA 30004-0838

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Nov 10, 2022
Property Address	1077 SUMMIT RD, SANTA BARBARA, CA 93108-2413
Document Number	0000047364
Map Reference	MAP 2
Instrument Date	Nov 9, 2022
Instrument	2022-0047364
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1077 SUMMIT RD, SANTA BARBARA, CA 93108-2413

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 4, 2021
Property Address	1077 SUMMIT RD, SANTA BARBARA, CA 93108-2413
Document Number	0000042712
Map Reference	MAP 2
Instrument Date	May 26, 2021
Instrument	2021-0042712
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1077 SUMMIT RD, SANTA BARBARA, CA 93108-2413

Mortgage

Document Number	0000042713
Date	Jun 4, 2021
Instrument	2021-0042713

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 13, 2021
Property Address	1077 SUMMIT RD, SANTA BARBARA, CA 93108-2413
Document Number	0000002806
Instrument Date	Jan 7, 2021
Instrument	2021-0002806
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1077 SUMMIT RD, SANTA BARBARA, CA 93108-2413

Mortgage

Document Number	0000002807
Date	Jan 13, 2021
Instrument	2021-0002807

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Cold Spring Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$7,780,000 (+6.48%) Land $4,000,000 Building $3,780,000
2025	$77,647.00 (+3.7%) Homeowner's exemption Additional exemption filed	$7,306,416 (+4.04%) Land $3,788,512 Building $3,517,904
2023	$74,878.00 (+1.68%) Homeowner's exemption Additional exemption filed	$7,022,700 Land $3,641,400 Building $3,381,300
2022	$73,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	23 (1983–2023)
Claims Outside the SFHA	15 of 23
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Summit Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures