1077 River Rd, Apt 406, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1077 River Rd, Apt 406, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,074 sqft · built 1981
Lot Size	8.86 acres (385,942 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2010)
Tax Bill	$5,973 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Mar 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`13-00033-0000-00001-N-C0406`

Property Details

APN / Parcel Number

Primary APN	`13-00033-0000-00001-N-C0406`
Alternative APN	`1300033000000001000N C0406`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Concrete Block
Lot Area	385,942 sqft (8.86 acres)

Location & Zoning

Street Address	1077 RIVER RD, 406
City	EDGEWATER
State	NJ
Zip	07020-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.86
Legal Subdivision	ADMIRALS WALK
Legal Block	33
Legal Lot Number	1.N
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	4
Census Block	4005
Census Tract	13002

Owner

1077 River Rd, Apt 406 is owned and occupied by two individuals who bought it in August 2010.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1077 RIVER RD, 406, EDGEWATER, NJ 07020-1354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2010 · Amount on File
Deed Sale	Aug 10, 2010 · Amount on File
Deed Document Number	20104980782
Deed Book / Page	498 / 782
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1077 RIVER RD APT 406, 406, EDGEWATER, NJ 07020-1354
Document Number	0029200181
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1077 RIVER RD #406 EDGEWATER NJ 070201354, 406, EDGEWATER, NJ 07020-1354

Mortgage

Document Number	0029200181
Date	Apr 23, 2018
Book Page	002920/000181
Instrument	28151

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1077 RIVER RD APT 406, 406, EDGEWATER, NJ 07020-1354
Document Number	0029122095
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1077 RIVER RD #406 EDGEWATER NJ 070201354, 406, EDGEWATER, NJ 07020-1354

Mortgage

Document Number	0029122095
Date	Apr 16, 2018
Book Page	002912/002095
Instrument	26080

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1077 River Rd, Apt 406 was $5,973, up 8.8% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,500 (+10.85%) Land $275,000 Building $127,500	$402,500 (+10.85%) Land $275,000 Building $127,500
2025	$5,973.00 (+8.78%)	$363,100 Land $240,000 Building $123,100	$363,100 Land $240,000 Building $123,100
2024	$5,491.00
2023		$338,000 Land $220,000 Building $118,000	$338,000 Land $220,000 Building $118,000
2022	$5,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1077 River Rd, Apt 406 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	589 units insured incl. 550 condo units
Nearby Flood Claims	35 (1985–2024)
Claims Outside the SFHA	6 of 35
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 17 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1077 River Rd, Apt 406 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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