Franklin County property record for 1077 Progress Rd, Chambersburg, PA 17201
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,316 sqft · built 1990 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $256,900 (Jun 2026) |
| Tax Bill | $3,497 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Feb 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-1G1-114 |
| Primary APN | 04-1G1-114 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,316 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1077 PROGRESS RD |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17201-3266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 SEC F |
| Legal Lot Number | 6 |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | CHAMBERSBURG |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 11000 |
Source: Franklin County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1077 PROGRESS RD, CHAMBERSBURG, PA 17201-3266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS TRUST CO |
| Feb 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS TRUST CO |
| Jun 8, 2026 | Deed, Transfer · Conventional Mortgage ACNB BANK |
| Aug 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA HSNG FINANCE AGENCY |
| Jan 12, 2021 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS TRUST CO |
| Dec 20, 2017 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS TR/CHAMBER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on Record |
| Deed Sale | Jun 8, 2026 · Amount on Record |
| Deed Document Number | 202611265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 1077 PROGRESS RD, CHAMBERSBURG, PA 17201-3266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1077 PROGRESS RD, CHAMBERSBURG, PA 17201-3266 |
| Document Number | 0000011573 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 202311573 |
| Name | FARMERS & MERCHANTS TRUST CO |
|---|---|
| Type | Bank |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 1077 PROGRESS RD, CHAMBERSBURG, PA 17201-3266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | BANKERS SETTLEMENT SERVICES CAPITAL RE, BANKERS STLMT SVCS CAP REGIO |
| Name | Verified Name |
|---|---|
| Address | 1077 PROGRESS RD, CHAMBERSBURG, PA 17201-3266 |
| Document Number | 0000002640 |
|---|---|
| Date | Feb 10, 2025 |
| Instrument | 202502640 |
| Name | FARMERS & MERCHANTS TRUST CO |
|---|---|
| Type | Bank |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Jun 8, 2026 |
| Property Address | 1077 PROGRESS RD, CHAMBERSBURG, PA 17201-3266 |
| Document Number | 0000011265 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202611265 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | KEYSTONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259,469.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1077 PROGRESS RD, CHAMBERSBURG, PA 17201-3266 |
| Document Number | 0000011266, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202611266 |
| Name | ACNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000011268, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202611268 |
| Name | PENNSYLVANIA HSNG FINANCE AGENCY |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Aug 10, 2026 |
| Property Address | 1077 PROGRESS RD, CHAMBERSBURG, PA 17201-3266 |
| Document Number | 0000016119 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202616119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | KEYSTONE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1077 PROGRESS RD, CHAMBERSBURG, PA 17201-3266 |
| Document Number | 0000016119, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202616119 |
| Name | PENNSYLVANIA HSNG FINANCE AGENCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 1077 PROGRESS RD, CHAMBERSBURG, PA 17201-3266 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000866 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 202100866 |
| Name | FARMERS & MERCHANTS TRUST CO |
|---|---|
| Type | Bank |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 1077 PROGRESS RD, CHAMBERSBURG, PA 17201-3266 |
| Document Number | 0000000532 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1077 PROGRESS RD CHAMBERSBURG PA 172013266, CHAMBERSBURG, PA 17201-3266 |
| Document Number | 0000000532 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 532 |
| Name | FARMERS & MERCHANTS TR/CHAMBER |
|---|---|
| Address | CHAMBERSBURG, PA 17201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| Municipality | Chambersburg Borough |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,497.00 (+2.01%) | $17,280 (-) Land $680 Building $16,600 | |
| 2025 | $3,428.00 (+4.26%) | ||
| 2024 | $3,288.00 | $17,280 Land $680 Building $16,600 | |
| $17,280 Land $680 Building $16,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHAMBERSBURG BORO WATER SYS serves 31,048 people · EPA ID PA7280005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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