1077 Maple St, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 1077 Maple St, Arroyo Grande, CA 93420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,238 sqft · built 1954
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Sep 1996)
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077-191-003`

Property Details

APN / Parcel Number

Primary APN	`077-191-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,238 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Lot Area	8,100 sqft (0.186 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1077 MAPLE ST
City	ARROYO GRANDE
State	CA
Zip	93420-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	CY AG FAIROAKS TR BL 5 PTN LT 10
Legal Subdivision	FAIR OAKS
Legal Block	5
Legal Lot Number	10
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1005
Census Tract	11904

Owner

1077 Maple St is owned and occupied by two individuals who bought it in September 1996.

Source: San Luis Obispo County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1077 MAPLE ST, ARROYO GRANDE, CA 93420-3101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 1996 · Amount on File
Deed Sale	Sep 11, 1996 · Amount on File
Prior Sale	Dec 20, 1995 · Amount on File
Deed Document Number	199645429
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 9, 2026
Property Address	1077 MAPLE ST, ARROYO GRANDE, CA 93420-3101
Document Number	0000028701
Instrument Date	Sep 3, 2026
Instrument	202628701
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1077 MAPLE ST, ARROYO GRANDE, CA 93420-3101

Mortgage

Document Number	0000028701,
Date	Sep 9, 2026
Instrument	202628701

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1077 MAPLE ST, ARROYO GRANDE, CA 93420-3101
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 MAPLE ST, ARROYO GRANDE, CA 93420-3101

Mortgage

Document Number	0000004849
Date	Feb 22, 2023
Instrument	2023004849

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1077 MAPLE ST, ARROYO GRANDE, CA 93420-3101
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 MAPLE ST, ARROYO GRANDE, CA 93420-3101

Mortgage

Document Number	0000078459
Date	Nov 29, 2021
Instrument	2021078459

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1077 MAPLE ST, ARROYO GRANDE, CA 93420-3101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058934
Date	Dec 31, 2019
Instrument	2019058934

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1077 Maple St was $2,186 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Arroyo Grande City
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$215,926 (+2%) Land $116,270 Building $99,656
2025	$2,186.00 Homeowner's exemption	$211,693 Land $113,991 Building $97,702
2023	$2,090.00 (+1.6%) Homeowner's exemption	$203,474 Land $109,565 Building $93,909
2022	$2,057.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1077 Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1077 Maple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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