Ventura County property record for 1077 Mandalay Beach Rd, Oxnard, CA 93035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,054 sqft · built 2001 |
| Lot Size | 0.103 acres (4,466 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $3,100,000 (Mar 2005) |
| Tax Bill | $53,270 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2026 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 191-0-081-325 |
| Primary APN | 191-0-081-325 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,054 sqft Living Area |
| 1st Floor Area | 1,860 sqft |
| 2nd Floor Area | 2,194 sqft |
| Upper Floors Area | 32 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 4,466 sqft (0.103 acres) |
| Garage Area | 591 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 219 sqft |
| Patio Area | 438 sqft |
| Street Address | 1077 MANDALAY BEACH RD |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-1880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBF |
| Legal Description | TRACT: 438000 LOT: 45 REF: 117MR 97 |
| Legal Subdivision | TRACT 4380 |
| Legal Tract | 438000 |
| Legal Block | 81 |
| Legal Lot Number | 45 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3615 |
Source: Ventura County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1077 MANDALAY BEACH RD, OXNARD, CA 93035-1880 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO |
| Feb 10, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 30, 2022 | Intrafamily Transfer, Transfer |
| Sep 30, 2022 | Intrafamily Transfer, Transfer |
| Sep 30, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2005 · Amount on Record |
| Deed Sale | Mar 4, 2005 · Amount on Record |
| Prior Sale | Jan 24, 2003 · Amount on Record |
| Deed Document Number | 200554364 |
| Last Transfer Date | Jan 25, 2025 |
| Transfer Doc | 0000009796 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 1077 MANDALAY BEACH RD, OXNARD, CA 93035-1880 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1224 RIDGECREST PL, WESTLAKE VILLAGE, CA 91362-4205 |
| Document Number | 0000072189 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025000072189 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.62% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Aug 6, 2026 |
| Property Address | 1077 MANDALAY BEACH RD, OXNARD, CA 93035-1880 |
| Document Number | 0000061170 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 202661170 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 1224 RIDGECREST PL, WESTLAKE VILLAGE, CA 91362-4205 |
| Document Number | 0000061170, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 202661170 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Feb 10, 2025 |
| Property Address | 1077 MANDALAY BEACH RD, OXNARD, CA 93035-1880 |
| Document Number | 0000009796 |
| Map Reference | MB 117 PG 97-103 |
| Instrument Date | Jan 25, 2025 |
| Instrument | 2025000009796 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1077 MANDALAY BEACH RD, OXNARD, CA 93035-1880 |
| Document Number | 0000009797 |
|---|---|
| Date | Feb 10, 2025 |
| Instrument | 2025000009797 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Sep 30, 2022 |
| Property Address | 1077 MANDALAY BEACH RD, OXNARD, CA 93035-1880 |
| Document Number | 0000097760 |
| Map Reference | MB 117 PG 97-103 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022000097760 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 340 N WESTLAKE BLVD STE 260, 260, WESTLAKE VILLAGE, CA 91362-7036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Sep 30, 2022 |
| Property Address | 1077 MANDALAY BEACH RD, OXNARD, CA 93035-1880 |
| Document Number | 0000097761 |
| Map Reference | MB 117 PG 97-103 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022000097761 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 N WESTLAKE BLVD STE 260, 260, WESTLAKE VILLAGE, CA 91362-7036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Sep 30, 2022 |
| Property Address | 1077 MANDALAY BEACH RD, OXNARD, CA 93035-1880 |
| Document Number | 0000097759 |
| Map Reference | MB 117 PG 97-103 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022000097759 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 N WESTLAKE BLVD STE 260, 260, WESTLAKE VILLAGE, CA 91362-7036 |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,407,555 (+2%) Land $3,696,668 Building $710,887 | |
| 2025 | $53,270.00 (+2.22%) | $4,321,133 (+4.04%) Land $3,624,184 Building $696,949 |
| 2024 | $52,111.00 (+3.81%) | |
| 2023 | $50,199.00 (+3.12%) | $4,153,339 Land $3,483,452 Building $669,887 |
| 2022 | $48,680.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 units insured incl. 3 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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