Carteret County property record for 1077 Hardesty Loop Rd, Newport, NC 28570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,330 sqft · built 1982 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,051 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6389.01.27.0443000 |
| Primary APN | 6389.01.27.0443000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,330 sqft Heated Area |
| Gross Area | 1,485 sqft |
| 1st Floor Area | 1,350 sqft |
| Utility Area | 45 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Dimensions | 290 ft deep x 150 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Lean-To | 120 sqft |
| Utility Building | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 41945 |
|---|---|
| Street Address | 1077 HARDESTY LOOP RD |
| City | NEWPORT |
| State | NC |
| Zip | 28570-6055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART TRACT E S J CONNER LAND |
| Legal Tract | E,S,J |
| Legal Block | 27 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | HARLOWE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970704 |
1077 Hardesty Loop Rd is owned and occupied by two individuals.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1077 HARDESTY LOOP RD, NEWPORT, NC 28570-6055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1077 HARDESTY LOOP RD, NEWPORT, NC 28570-6055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015800305 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 1580/305 |
| Instrument | 1580305 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2032 |
The 2025 property tax bill for 1077 Hardesty Loop Rd was $1,051.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,435 (-) Land $59,306 Building $185,129 | $244,435 (-) Land $59,306 Building $185,129 | |
| 2025 | $1,051.00 | $244,435 Land $59,306 Building $185,129 | $244,435 Land $59,306 Building $185,129 |
| 2023 | $115,609 Land $37,087 Building $78,522 | $115,609 Land $37,087 Building $78,522 | |
| 2022 | $732.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1077 Hardesty Loop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 68 (1996–2018) |
| Claims Outside the SFHA | 15 of 68 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1077 Hardesty Loop Rd is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 98% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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