1077 79th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 1077 79th St Ocean, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 1964
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Oct 2019)
Tax Bill	$3,379 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00347100-000000`

Property Details

APN / Parcel Number

Primary APN	`00347100-000000`
Alternative APNs	`12663200347100000000` `1424901`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,046 sqft Living Area
1st Floor Area	2,046 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Tile
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	112 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft

Exterior Amenities

Pool Area	532 sqft
Porch	Open Porch
Porch Area	294 sqft
Patio Area	2,340 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1424901
Street Address	1077 79TH STREET OCEAN
City	MARATHON
State	FL
Zip	33050-3159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LT 10 ATLANTIC SHORES PB3-5 KEY VACA OR512-1050 OR661-310 OR835-2223 OR936-419 OR1295-2089 OR1674-1622/38F/J OR1689-1125/26 OR2311-325/26 OR2665-1717/34 OR2665-1696/716 OR2989-1861
Legal Range	32E
Legal Township	66S
Legal Section	12
Legal Subdivision	ATLANTIC SHORES
Legal Lot Number	10
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1026
Census Tract	971100

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1077 79TH STREET OCEAN, MARATHON, FL 33050-3159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Mar 3, 1994 · Amount on Record
Deed Document Number	20192240708
Deed Book / Page	2989 / 1861
Prior Transfer Date	Apr 17, 2007
Prior Transfer Doc	0023110325
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 16, 2019
Property Address	1077 79TH STREET OCEAN, MARATHON, FL 33050-3159
Document Number	0029891861
Book / Page	2989 / 1861
Map Reference	MB 3 PG 5
Instrument Date	Oct 10, 2019
Instrument	2240708
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TROPICAS TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1077 79TH STREET OCEAN, 1077, MARATHON, FL 33050-3159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 79TH STREET OCEAN, MARATHON, FL 33050-3159

Mortgage

Document Number	0029891862
Date	Oct 16, 2019
Book Page	2989/1862
Instrument	2240709

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,676 (+5.99%)	$858,303 (+5.5%) Land $362,880 Building $495,423
2024	$3,379.00 (+3.05%)
2023	$3,279.00 (+1.52%) Homeowner's exemption	$279,918 (+3%)	$813,534 (+20.89%) Land $342,720 Building $470,814
2022	$3,230.00 Homeowner's exemption	$271,766	$672,965 Land $272,160 Building $400,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 569 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	748 units insured incl. 179 condo units
Nearby Flood Claims	1,492 (1978–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 472 claims Hurricane Wilma, Oct 2005 · 269 claims Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20