DeSoto County property record for 10766 E Ridge Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,675 sqft · built 1994 |
| Lot Size | 0.181 acres (7,877 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $243,800 (Aug 2022) |
| Tax Bill | $1,417 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-06-7-26-13-0-00063-00 |
| Primary APN | 1-06-7-26-13-0-00063-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,675 sqft Adjusted Area |
| 1st Floor Area | 1,409 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 7,877 sqft (0.181 acres) |
| Lot Dimensions | 117 ft deep x 65 ft wide |
| Patio Area | 117 sqft |
| Street Address | 10766 E RIDGE DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-4359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | OLIVE RIDGE S-D SEC B LOT 63 |
| Legal Range | 006 |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | OLIVE RIDGE S-D |
| Legal Lot Number | 63 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 70812 |
Source: DeSoto County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10766 E RIDGE DR, OLIVE BRANCH, MS 38654-4359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Aug 16, 2022 | Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Prior Sale | May 7, 2013 |
| Deed Book / Page | 1008 / 421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 27, 2026 |
| Property Address | 10766 E RIDGE DR, OLIVE BRANCH, MS 38654-4359 |
| Document Number | 5663043988 |
| Book / Page | 5663 / 43988 |
| Instrument Date | Apr 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 10766 E RIDGE DR, OLIVE BRANCH, MS 38654-4359 |
| Investor | Possibly a Property Investor |
| Document Number | 5663043988, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 5663/43988 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Sep 1, 2052 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 16, 2022 |
| Property Address | 10766 E RIDGE DR, OLIVE BRANCH, MS 38654-4359 |
| Document Number | 001008/421 |
| Book / Page | 1008 / 421 |
| Map Reference | MB 46 PG 1 |
| Instrument Date | Aug 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8141 EFFINGHAM DR, 8141, GERMANTOWN, TN 38138-8166 |
| Name | Verified Name |
|---|---|
| Address | 10766 E RIDGE DR, OLIVE BRANCH, MS 38654-4359 |
| Document Number | 0005586602 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 5586/602 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,417.00 (+19.28%) | $14,837 (+36.04%) Land $2,000 Building $12,837 | $148,365 (+36.04%) Land $20,000 Building $128,365 |
| 2023 | $1,188.00 | $10,906 | $109,063 Land $20,000 Building $89,063 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2019–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
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