DeSoto County property record for 10765 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,064 sqft · built 1988 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,223 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-09-4-17-00-0-00005-01 |
| Primary APN | 3-09-4-17-00-0-00005-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,064 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 174,240 sqft (4 acres) |
| Utility Building | 720 sqft |
| Street Address | 10765 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RES AND PT W 1/2 |
| Legal Range | 09 |
| Legal Township | 03 |
| Legal Section | 17 |
| Legal Lot Number | 5 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 71200 |
Source: DeSoto County records · APN 3-09-4-17-00-0-00005-01
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10765 W COMMERCE ST, HERNANDO, MS 38632-8451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000199156 |
| Record Updated | Jun 08, 2026 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,223.00 (+13.24%) | $18,248 (+33.49%) Land $3,600 Building $14,648 | $182,475 (+33.48%) Land $36,000 Building $146,475 |
| 2023 | $1,080.00 | $13,670 | $136,701 Land $36,000 Building $100,701 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330712002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979, rainfall accumulation |
| Wildfire Risk | Moderate above 49% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 935 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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