1076 Whitecliff Rd, Thousand Oaks, CA 91360 Property Records

Ventura County property record for 1076 Whitecliff Rd, Thousand Oaks, CA 91360

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,145 sqft · built 1962
Lot Size	0.231 acres (10,044 sqft)
Owner	Trust Name on File
Last Sale	$605,000 (Dec 2017)
Tax Bill	$7,713 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`677-0-223-045`

Property Details

APN / Parcel Number

Primary APN	`677-0-223-045`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,145 sqft Living Area
1st Floor Area	1,145 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	10,044 sqft (0.231 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1076 WHITECLIFF RD
City	THOUSAND OAKS
State	CA
Zip	91360-5232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TRACT: 140601 LOT: 123 REF: 032MR 085
Legal Subdivision	1406-1
Legal Tract	140601
Legal Block	223
Legal Lot Number	123
Jurisdiction	VENTURA CA
Township / Civil Division	THOUSAND OAKS
Census Block Group	2
Census Block	2000
Census Tract	6800

Owner

1076 Whitecliff Rd is owner-occupied and held in a trust since December 2017.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	1076 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5232
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage · ARM CITIBANK NA
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPSTONE DIRECT INC
Dec 29, 2017	Quit Claim Deed, Transfer ALL VALLEY ESCROW INC
Dec 29, 2017	Grant Deed, Transfer · VA Mortgage CUSTOMER SERVICE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	May 30, 2001 · Amount on File
Deed Document Number	2017170100
Prior Transfer Date	Oct 31, 1994
Prior Transfer Doc	0000176309
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1076 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5232
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056027
Date	Apr 28, 2017
Instrument	20170428-00056027

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1076 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5232
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114895
Date	Sep 25, 2019
Instrument	20190925-00114895

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1076 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5232
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5232

Mortgage

Document Number	0000086602
Date	Apr 29, 2021
Instrument	20210429-00086602

Lender

Name	CAPSTONE DIRECT INC
Type	Mortgage Company
Address	NEWBURY PARK, CA 91320

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 29, 2017
Property Address	1076 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5232
Document Number	0000170740
Instrument Date	Dec 22, 2017
Instrument	170740
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ALL VALLEY ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1076 WHITECLIFF RD THOUSAND OAKS CA 913605232, THOUSAND OAKS, CA 91360-5232
Investor	Possibly a Property Investor

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 29, 2017
Property Address	1076 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5232
Document Number	0000170100
Map Reference	MB32 PG8588INCLUSIVE
Instrument Date	Dec 4, 2017
Instrument	20171229-00170100
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CONSUMERS TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1076 WHITECLIFF RD, THOUSAND OAKS, CA 91360-5232

Mortgage

Document Number	0000170101
Date	Dec 29, 2017
Instrument	20171229-00170101

Lender

Name	CUSTOMER SERVICE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1076 Whitecliff Rd was $7,713 with a homeowner's exemption, up 2.4% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Thousand Oaks City
Unified School District	Conejo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$702,149 (+2%) Land $456,109 Building $246,040
2025	$7,713.00 (+2.43%) Homeowner's exemption	$688,382 Land $447,166 Building $241,216
2024	$7,530.00 (+3.01%)
2023	$7,310.00 (+1.8%) Homeowner's exemption	$661,652 Land $429,802 Building $231,850
2022	$7,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1076 Whitecliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Whitecliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THOUSAND OAKS WATER DEPARTMENT serves 54,770 people · EPA ID CA5610020
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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