1076 Ray Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 1076 Ray Rd, Helena, MT 59602

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,216 sqft · built 1980
Lot Size0.834 acres (36,329 sqft)
Owner2 Individual Names on Record
Last Sale$140,200 (Oct 2021)
Tax Bill$763 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone AE (high risk)
APNR0514745

Property Details

APN / Parcel Number

Primary APNR0514745
Alternative APNs
  • 05-1995-30-4-04-65-0000
  • 0000011772

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,216 sqft Living Area
1st Floor Area1,216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialRolled Roofing
Lot Area36,329 sqft (0.834 acres)
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area120 sqft
Shed1 Shed
Shed Area96 sqft
Pole Barn720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000011772
Street Address1076 RAY RD
CityHELENA
StateMT
Zip59602-7906
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionS30, T11 N, R03 W, M&B TRACT PER BK.302-PG.792, IN NE4SE4
Legal Range03W
Legal Township11N
Legal Section30
JurisdictionLEWIS AND CLARK MT
Township / Civil DivisionHELENA
Census Block Group1
Census Block1004
Census Tract501

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1076 RAY RD, HELENA, MT 59602-7906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2021 · Amount on Record
Deed SaleOct 19, 2021 · Amount on Record
Deed Document Number20213388063
Deed Book / Page60 / 958
Prior Transfer DateOct 14, 2021
Prior Transfer Doc000M60/958
Record UpdatedOct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEWIS AND CLARK MT
Recording DateOct 19, 2021
Property Address1076 RAY RD, HELENA, MT 59602-7906
Document NumberM60/958
Book / PageM60 / 958
Instrument DateOct 14, 2021
Instrument3388063
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyFIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number3388064
DateOct 19, 2021
Instrument3388064
Lender
NameFIRST COMMUNITY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$763.00 (-42.24%)$150,698 (+7%)
2025$150,698 (+7%) Land $104,768 Building $45,930
2023$1,321.00$140,841$140,841 Land $106,051 Building $34,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2011)
Most Recent ClaimSep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.3% of Montana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Ray Rd

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