1076 Morado Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1076 Morado Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,224 sqft · built 1952
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Mar 2025)
Tax Bill	$3,778 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180-0A80-0430-00`

Property Details

APN / Parcel Number

Primary APN	`180-0A80-0430-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	900 sqft
Attic	Attic
Attic Area	324 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	131 ft deep x 51 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1076 MORADO DR
City	CINCINNATI
State	OH
Zip	45238-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	MORADO DR 50.595 X 131.51 IRR LOT 85 E COVEDALE PK SUB
Legal Subdivision	COVEDALE PK SUB
Legal Lot Number	85
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2002
Census Tract	9901

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1076 MORADO DR, CINCINNATI, OH 45238-4444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Nov 3, 2021	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA
May 20, 2021	Warranty Deed, Transfer
Mar 13, 2019	Deed of Trust, Mortgage · Line of Credit HARRISON BLDG & LN ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2025 · Amount on Record
Deed Sale	Mar 5, 2025 · Amount on Record
Prior Sale	Jul 11, 2024 · Amount on Record
Deed Document Number	202515142
Deed Book / Page	15366 / 553
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1076 MORADO DR, CINCINNATI, OH 45238-4444
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 MORADO DR, CINCINNATI, OH 45238-4444

Mortgage

Document Number	0000073800
Date	Oct 17, 2023
Book Page	15023/350
Instrument	2023-0073800

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 3, 2021
Property Address	1076 MORADO DR, CINCINNATI, OH 45238-4444
Document Number	0000133698
Book / Page	14537 / 2877
Map Reference	MB 58 PG 29&30
Instrument Date	Oct 12, 2021
Instrument	2021-0133698
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133699
Date	Nov 3, 2021
Instrument	2021-0133699

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 20, 2021
Property Address	1076 MORADO DR, CINCINNATI, OH 45238-4444
Document Number	0000062687
Book / Page	14422 / 633
Map Reference	MB 58 PG 29&30
Instrument Date	Apr 30, 2021
Instrument	2021-0062687
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4022 GLENWAY AVE, CINCINNATI, OH 45205-1443

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1076 MORADO DR, CINCINNATI, OH 45238-4444
Document Number	0000019548
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	578 EAGLEVIEW DR LAWRENCEBURG IN 470256709, LAWRENCEBURG, IN 47025-6709

Mortgage

Document Number	0000019548
Date	Mar 15, 2019
Book Page	013875/001564
Instrument	19548

Lender

Name	HARRISON BLDG & LN ASSN
Address	HARRISON, OH 45030-0590

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,778.00 (+6.18%)	$59,465 (-) Land $5,677 Building $53,788	$169,900 (-) Land $16,220 Building $153,680
2024	$3,558.00 (-2.2%)	$59,465 (-) Land $5,677 Building $53,788
2023	$3,638.00 (+104.96%)	$59,465 (+129.53%) Land $5,677 Building $53,788	$169,900 (+129.53%) Land $16,220 Building $153,680
2022	$1,775.00 Homeowner's exemption	$25,907 Land $5,642 Building $20,265
2020			$74,020 Land $16,120 Building $57,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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