1076 Hempstead Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1076 Hempstead Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,170 sqft · built 1954
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,692 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0222-0161-00`

Property Details

APN / Parcel Number

Primary APN	`590-0222-0161-00`
Alternative APN	`0011829`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,170 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft
Finished Basement	1,000 sqft
Unfinished Basement	170 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	100 ft deep x 74.5 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	108 sqft
Deck Area	Deck Area
Patio Area	712 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1076 HEMPSTEAD DR
City	CINCINNATI
State	OH
Zip	45231-4644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HEMPSTEAD DR 74.49 X 100 IRR R1-T3-S20 NE
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	6
Census Block	6000
Census Tract	22102

Owner

1076 Hempstead Dr is owned and occupied by two individuals who acquired it in November 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1076 HEMPSTEAD DR, CINCINNATI, OH 45231-4644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Intrafamily Transfer, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Sep 11, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021
Deed Sale	Nov 3, 2021
Prior Sale	Sep 11, 2020 · Amount on File
Deed Document Number	2021133433
Deed Book / Page	14537 / 1301
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	0000133433
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 3, 2021
Property Address	1076 HEMPSTEAD DR, CINCINNATI, OH 45231-4644
Document Number	0000133433
Book / Page	14537 / 1301
Instrument Date	Oct 14, 2021
Instrument	2021-0133433
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	ABLE TITLE AGENCY LLC, ABSOLUTE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1076 HEMPSTEAD DR, CINCINNATI, OH 45231-4644

Mortgage

Document Number	0000133434
Date	Nov 3, 2021
Instrument	2021-0133434

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 11, 2020
Property Address	1076 HEMPSTEAD DR, CINCINNATI, OH 45231-4644
Document Number	0000092033
Book / Page	014251 / 000453
Instrument Date	Sep 1, 2020
Instrument	92033
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$604.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1076 HEMPSTEAD DR CINCINNATI OH 452314644, CINCINNATI, OH 45231-4644

Mortgage

Document Number	92034
Date	Sep 11, 2020
Book Page	014251/000455
Instrument	92034

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1076 Hempstead Dr was $3,692, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,692.00 (+2.36%)	$52,850 (-) Land $12,628 Building $40,222	$151,000 Land $36,080 Building $114,920
2024	$3,607.00 (+1.72%)	$52,850 (-) Land $12,628 Building $40,222
2023	$3,546.00 (+1.29%)	$52,850 (+39.6%) Land $12,628 Building $40,222	$151,000 Land $36,080 Building $114,920
2022	$3,501.00 Homeowner's exemption	$37,857 Land $12,464 Building $25,393
2020			$108,160 Land $35,610 Building $72,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1076 Hempstead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Hempstead Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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