1076 Gershwin Ct, Virginia Beach, VA 23454 Property Records

Virginia Beach City property record for 1076 Gershwin Ct, Virginia Beach, VA 23454

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,454 sqft · built 1992
Lot Size0.124 acres (5,396 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Oct 2023)
Tax Bill$3,645 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Oct 2023 Sale & Mortgage
+ 1 more
APN2415-60-9979

Property Details

APN / Parcel Number

Primary APN2415-60-9979
Alternative APN
  • 241-560-99790-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,454 sqft Living Area
1st Floor Area1,454 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,396 sqft (0.124 acres)

Exterior Amenities

PorchOpen Porch
Porch Area64 sqft
Deck Area285 sqft
Patio Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number2415-60-9979
Street Address1076 GERSHWIN CT
CityVIRGINIA BEACH
StateVA
Zip23454-6765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5D
Legal DescriptionOCEAN LAKES PHASE 1 SEC 6 BK M LOT 18
Legal SubdivisionOCEAN LAKES PHASE 1
Legal BlockM
Legal Lot Number18
JurisdictionVIRGINIA BEACH CITY VA
Township / Civil DivisionVIRGINIA BEACH
Census Block Group2
Census Block2003
Census Tract45426

Owner

Source: Virginia Beach City records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1076 GERSHWIN CT, VIRGINIA BEACH, VA 23454-6765
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2022Deed of Trust, Mortgage · Line of Credit
ABNB FCU
Oct 25, 2023Bargain and Sale Deed, Transfer · FHA Mortgage
TOWNE MORTGAGE
Apr 12, 2021Bargain and Sale Deed, Transfer · VA Mortgage
OVM FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2023 · Amount on Record
Deed SaleOct 25, 2023 · Amount on Record
Prior SaleApr 12, 2021 · Amount on Record
Deed Document Number202340753
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVIRGINIA BEACH CITY VA
Property Address1076 GERSHWIN CT, VIRGINIA BEACH, VA 23454-6765
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008042
DateNov 18, 2022
Instrument202203058042
Lender
NameABNB FCU
TypeCredit Union
AddressCHESAPEAKE, VA 23320
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueNov 17, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateOct 25, 2023
Property Address1076 GERSHWIN CT, VIRGINIA BEACH, VA 23454-6765
Document Number0000000753
Map ReferenceMB 2600 PG 900-904
Instrument DateOct 20, 2023
Instrument202303040753
Transaction TypeTransfer
Record UpdatedNov 6, 2023
Title CompanyNOT AVAILABLE, NEXGEN TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1076 GERSHWIN CT, VIRGINIA BEACH, VA 23454-6765

Mortgage

Document Number0000000754
DateOct 25, 2023
Instrument202303040754
Lender
NameTOWNE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

April 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateApr 12, 2021
Property Address1076 GERSHWIN CT, VIRGINIA BEACH, VA 23454-6765
Document Number0000000801
Map ReferenceMB 2600 PG 900-904
Instrument DateApr 9, 2021
Instrument202103030801
Transaction TypeTransfer
Record UpdatedOct 27, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$295.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1076 GERSHWIN CT, VIRGINIA BEACH, VA 23454-6765

Mortgage

Document Number0000000802
DateApr 12, 2021
Instrument202103030802
Lender
NameOVM FINANCIAL INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityVirginia Beach City
Unified School DistrictVirginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,645.00 (+4.05%)$375,800 (+20.06%) Land $166,000 Building $209,800$375,800 (+20.06%) Land $166,000 Building $209,800
2024$3,503.00 (+13.07%)
2023$3,098.00$313,000 Land $130,000 Building $183,000$313,000 Land $130,000 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims4 (2006–2016)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VIRGINIA BEACH
serves 437,994 people · EPA ID VA3810900
Water SourcePurchased surface water from CITY OF NORFOLK
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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