1076 Garden Rd, Willoughby, OH 44094 Property Records

Lake County property record for 1076 Garden Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1935
Lot Size0.146 acres (6,360 sqft)
Owner2 Individual Names on File
Tax Bill$4,810 (2023)
Flood ZoneZone X (minimal risk)
APN27-B-057-G-00-023-0

Property Details

APN / Parcel Number

Primary APN27-B-057-G-00-023-0
Alternative APN
  • E 377

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
Gross Area1,528 sqft
1st Floor Area780 sqft
Basement Area184 sqft
Unfinished Basement184 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1980
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Lot Area6,360 sqft (0.146 acres)
Lot Dimensions159 ft deep x 40 ft wide
Garage TypeDetached
Garage Area576 sqft
PorchOpen Porch
Porch Area184 sqft
Patio Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberE 377
Street Address1076 GARDEN RD
CityWILLOUGHBY
StateOH
Zip44094-7320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 4 DOUGLASS TRACT
Legal SubdivisionLAKE FOREST PARK SUBDIVISION
Legal Block6
Legal Lot Number21
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1004
Census Tract201700

Owner

1076 Garden Rd is owned and occupied by two individuals who acquired it in July 2001.

Source: Lake County records, as of April 25, 2024

Owner of Record2 Individual Names on File
Mailing Address1076 GARDEN RD, WILLOUGHBY, OH 44094-7320
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2001
Deed SaleJul 3, 2001
Deed Document NumberE2425
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,810.00 (+17.95%) Homeowner's exemption$50,810 (-) Land $9,740 Building $41,070
2022$4,078.00 Homeowner's exemption$50,810 Land $9,740 Building $41,070
2021$145,170 Land $27,820 Building $117,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1076 Garden Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims10 (1986–2006)
Claims Outside the SFHA8 of 10
Most Recent ClaimJul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Garden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Garden Rd

Nearby Streets

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