1076 E Texas St, Denison, TX 75021 Property Records

Grayson County property record for 1076 E Texas St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,167 sqft · built 1940
Lot Size	1.21 acres (52,708 sqft)
Owner	Owner Name on Record
Tax Bill	$1,430 (2024)
Deeds & Mortgages	Feb 2020 Loan Modification Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074 0803005`

Property Details

APN / Parcel Number

Primary APN	`074 0803005`
Alternative APN	`113299`

Interior

Building Area	1,167 sqft Living Area
1st Floor Area	1,167 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1998
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Location & Zoning

Account Number	113299
Old Parcel Number	074 0803005
Street Address	1076 E TEXAS ST
City	DENISON
State	TX
Zip	75021-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0803 MOFFITT BEN A-G0803, ACRES 1.21
Legal Subdivision	MOFFITT BEN A-G0803
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3001
Census Tract	600

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1076 E TEXAS ST, DENISON, TX 75021-8805
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Loan Modification, Mortgage MIDFIRST BK
Feb 7, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 9, 2017	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Last Sale	Nov 30, 2007
Deed Sale	Nov 30, 2007
Deed Document Number	2007-00029204
Deed Book / Page	04366 / 00430
Record Updated	Jun 7, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	1076 E TEXAS ST, DENISON, TX 75021-8805
Document Number	0000005250
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 E TEXAS ST DENISON TX 750218805, DENISON, TX 75021-8805

Mortgage

Document Number	0000005250
Date	Mar 2, 2020
Instrument	5250

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1076 E TEXAS ST, DENISON, TX 75021-8805
Document Number	0000004852
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 E TEXAS ST DENISON TX 750218805, DENISON, TX 75021-8805

Mortgage

Document Number	0000004852
Date	Feb 27, 2020
Instrument	4852

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	1076 E TEXAS ST, DENISON, TX 75021-8805
Document Number	0000020795
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 E TEXAS ST DENISON TX 750218805, DENISON, TX 75021-8805

Mortgage

Document Number	0000020795
Date	Sep 18, 2017
Instrument	20795

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,295 (-4.39%) Land $77,059 Building $115,165	$192,224 (-0.28%) Land $77,059 Building $115,165
2024	$1,430.00 (-19.66%)
2023		$192,765 Land $76,424 Building $116,341	$192,765 Land $76,424 Building $116,341
2022	$1,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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