1076 Co Rd 352, Gainesville, TX 76240 Property Records

Cooke County property record for 1076 Co Rd 352, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,144 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$4,650 (2026)
Deeds & Mortgages	Aug 2018 Construction Loan Aug 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0843-029-0001A`

Property Details

APN / Parcel Number

Primary APN	`0843-029-0001A`
Alternative APN	`160230`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,144 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	2,568 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	636 sqft

Location & Zoning

Account Number	0843-029-0001A
Street Address	1076 COUNTY ROAD 352
City	GAINESVILLE
State	TX
Zip	76240-6771
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ROSE J 0843 ACRES 1.0
Legal Subdivision	ROSE J
Jurisdiction	COOKE TX
Township / Civil Division	VALLEY VIEW
Census Block Group	3
Census Block	3023
Census Tract	900

Owner

1076 Co Rd 352, a rural home, is owned and occupied by an individual.

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1076 COUNTY ROAD 352, GAINESVILLE, TX 76240-6771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Aug 27, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Dec 2, 2021	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1076 COUNTY ROAD 352, GAINESVILLE, TX 76240-6771
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002213/196
Date	Aug 27, 2018
Book Page	2213/196
Instrument	2018-85716

Lender

Name	FIRST STATE BANK
Type	Bank
Address	LINDSAY, TX 76250

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1076 COUNTY ROAD 352, GAINESVILLE, TX 76240-6771
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002213/205
Date	Aug 27, 2018
Book Page	2213/205
Instrument	2018-85717

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76240

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1076 COUNTY ROAD 352, GAINESVILLE, TX 76240-6771
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002271/694
Date	Jul 18, 2019
Book Page	2271/694
Instrument	2019-93717

Lender

Name	FIRST STATE BANK
Type	Lending Institution
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Dec 2, 2021
Property Address	1076 COUNTY ROAD 352, GAINESVILLE, TX 76240-6771
Document Number	002470/658
Book / Page	2470 / 658
Map Reference	VOL 2204 PG 655
Instrument Date	Nov 30, 2021
Instrument	2021-10788
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 COUNTY ROAD 352, GAINESVILLE, TX 76240-6771

Mortgage

Document Number	0202110789
Date	Dec 2, 2021
Instrument	2021-10789

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1076 Co Rd 352 was $4,650 with a homeowner's exemption, up 32.4% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Era Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,650.00 (+32.44%) Homeowner's exemption	$348,616 (-) Land $38,000 Building $310,616	$348,616 (-) Land $38,000 Building $310,616
2025	$3,511.00 (-14.59%) Homeowner's exemption	$348,616 Land $38,000 Building $310,616	$348,616 Land $38,000 Building $310,616
2024	$4,111.00
2023		$319,883 Land $30,750 Building $289,133	$319,883 Land $30,750 Building $289,133
2022	$5,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1076 Co Rd 352 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Co Rd 352 is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 63% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDSAY serves 1,050 people · EPA ID TX0490003
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20
Plains Internet Fixed Wireless	25 / 3

May also be available: AT&T, Element8, Nextlink, Verizon.

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