1076 Cloud Ct, Birmingham, AL 35235 Property Records

Jefferson County property record for 1076 Cloud Ct, Birmingham, AL 35235

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1977
Lot Size	1.09 acres (47,818 sqft)
Owner	Individual Name on Record
Last Sale	$15,980 (Jan 2022)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00-32-2-003-012.000`

Property Details

APN / Parcel Number

Primary APN	`12-00-32-2-003-012.000`
Alternative APNs	`12322003012000RR00` `246418`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
Gross Area	3,370 sqft
1st Floor Area	1,690 sqft
Basement Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,818 sqft (1.09 acres)
Lot Dimensions	424 ft deep x 92.6 ft wide
Porch	Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	246418
Street Address	1076 CLOUD CT
City	BIRMINGHAM
State	AL
Zip	35235-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 12 BLK 9 PARAGON MANOR 3RD & 5TH SECTORS
Legal Range	01W
Legal Township	16S
Legal Section	32
Legal Subdivision	PARAGON MAN 3&5 S 12-32-2
Legal Block	9
Legal Lot Number	12
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1001
Census Tract	5903

Owner

Source: Jefferson County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1076 CLOUD CT, BIRMINGHAM, AL 35235-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jan 11, 2022	Quit Claim Deed, Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	20223106
Prior Transfer Date	Dec 21, 2021
Prior Transfer Doc	0000003106
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1076 CLOUD CT, BIRMINGHAM, AL 35235-2603
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 CLOUD CT, BIRMINGHAM, AL 35235-2603

Mortgage

Document Number	0000099003
Date	Sep 20, 2022
Instrument	2022099003

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2062

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jan 11, 2022
Property Address	1076 CLOUD CT, BIRMINGHAM, AL 35235-2603
Document Number	0000003106
Instrument Date	Dec 21, 2021
Instrument	2022003106
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 CLOUD CT, BIRMINGHAM, AL 35235-2603

Mortgage

Document Number	0000003107
Date	Jan 11, 2022
Instrument	2022003107

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Birmingham City
County	Jefferson County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,340.00 (+7.29%) Homeowner's exemption	$19,480 (-)	$212,500 (+9.09%) Land $22,500 Building $190,000
2024	$1,249.00 (+8.33%)
2023		$19,480 (+14.59%) Land $3,520 Building $15,960	$194,800 (+14.59%) Land $35,200 Building $159,600
2022	$1,153.00 Homeowner's exemption	$17,000 Land $3,520 Building $13,480	$170,000 Land $35,200 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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