1076 Cinder St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1076 Cinder St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,578 sqft · built 2022
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000,000 (Feb 2025)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`557-00-00-377`

Property Details

APN / Parcel Number

Primary APN	`557-00-00-377`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,578 sqft Living Area
Gross Area	3,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	244 sqft
Deck Area	444 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1076 CINDER ST
City	MOUNT PLEASANT
State	SC
Zip	29464-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L19 MAPPLATP 0086-0089 SUBDIVISIONNAME SNEE FARM VILLAGE BLOCK LOT 2 GOVLOT TRACT
Legal Lot Number	2
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3009
Census Tract	4612

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Snee Farm-Charles Pinckney National Historic Site (Additional Documentation) listed 1973 · 9 contributing resources · National Historic Landmark (designated 1974) · NRIS 73001702

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1076 Cinder St is owned and occupied by two individuals who bought it in February 2025.

Source: Charleston County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1076 CINDER ST, MOUNT PLEASANT, SC 29464-9613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on File
Deed Sale	Feb 28, 2025 · Amount on File
Prior Sale	Aug 4, 2022
Deed Book / Page	1297 / 76
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 4, 2022
Property Address	1076 CINDER ST, MOUNT PLEASANT, SC 29464-9613
Document Number	0011280930
Book / Page	1128 / 930
Map Reference	MB L19 PG 409-412
Instrument Date	Jul 25, 2022
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,299.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1076 CINDER ST, MOUNT PLEASANT, SC 29464-9613

Mortgage

Document Number	0001128931
Date	Aug 4, 2022
Instrument	1128/931

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	Other
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1076 Cinder St was $5,135, up 7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,135.00 (+7.05%)
2024	$4,797.00	$50,760
2022	$1,394.00	$6,000	$100,000 Land $100,000
2020			$1,269,000 Land $100,000 Building $1,169,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1076 Cinder St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	40 (1989–2024)
Claims Outside the SFHA	25 of 40
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims Hurricane Hugo, Sep 1989 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Cinder St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20