1076 Cima Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 1076 Cima Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,544 sqft · built 1978
Lot Size	0.383 acres (16,681 sqft)
Owner	Individual Name on File
Last Sale	$755,000 (Feb 2017)
Tax Bill	$9,966 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`222-420-03-00`

Property Details

APN / Parcel Number

Primary APN	`222-420-03-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,544 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	16,681 sqft (0.383 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1076 CIMA DR
City	SAN MARCOS
State	CA
Zip	92078-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 3 TR 008480
Legal Subdivision	RANCHO DE CIMA
Legal Tract	008480
Legal Block	4
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4004
Census Tract	20044

Owner

1076 Cima Dr is owned and occupied by an individual who bought it in February 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1076 CIMA DR, SAN MARCOS, CA 92078-1306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage DOLAN GADDI LENDING INC
Aug 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage DOLAN GADDI LNDG
Feb 3, 2017	Grant Deed, Transfer · Conventional Mortgage DOLAN GADDI LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2017 · Amount on File
Deed Sale	Feb 3, 2017 · Amount on File
Prior Sale	Jul 13, 2011 · Amount on File
Deed Document Number	201759136
Prior Transfer Date	Jun 27, 1995
Prior Transfer Doc	0000316189
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2026
Property Address	1076 CIMA DR, SAN MARCOS, CA 92078-1306
Document Number	0000155787
Instrument Date	May 21, 2026
Instrument	2026155787
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 CIMA DR, SAN MARCOS, CA 92078-1306

Mortgage

Document Number	0000155787,
Date	Jun 1, 2026
Instrument	2026155787

Lender

Name	DOLAN GADDI LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1076 CIMA DR, SAN MARCOS, CA 92078-1306
Document Number	0000372443
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1076 CIMA DR SAN MARCOS CA 920781306, SAN MARCOS, CA 92078-1306

Mortgage

Document Number	0000372443
Date	Aug 16, 2017
Instrument	372443

Lender

Name	DOLAN GADDI LNDG
Address	CARLSBAD, CA 92011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 3, 2017
Property Address	1076 CIMA DR, SAN MARCOS, CA 92078-1306
Document Number	0000059136
Map Reference	MAP8480
Instrument Date	Dec 29, 2016
Instrument	2017-0059136
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1076 CIMA DR, SAN MARCOS, CA 92078-1306

Mortgage

Document Number	0000059137
Date	Feb 3, 2017
Instrument	2017-0059137

Lender

Name	DOLAN GADDI LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Mortgage

Document Number	0000059138
Date	Feb 3, 2017
Instrument	2017-0059138

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1076 Cima Dr was $9,966.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$893,760 (+2%) Land $473,516 Building $420,244
2025	$9,966.00 Homeowner's exemption	$876,236 Land $464,232 Building $412,004
2023	$9,264.00 (+1.39%) Homeowner's exemption	$842,212 Land $446,206 Building $396,006
2022	$9,137.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1076 Cima Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Cima Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications.

Nearby Properties on Cima Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures