1076 Carter's Ln, Winchester, VA 22602 Property Records

Frederick County property record for 1076 Carter's Ln, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,887 sqft · built 1971
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Feb 2005)
Tax Bill	$2,530 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`731-1`

Property Details

APN / Parcel Number

Primary APN	`731-1`
Alternative APN	`8022222`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,887 sqft Living Area
Gross Area	4,076 sqft
1st Floor Area	1,383 sqft
Basement Area	1,383 sqft
Unfinished Basement	1,383 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Area	504 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	75 sqft
Patio Area	599 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8022222
Street Address	1076 CARTERS LN
City	WINCHESTER
State	VA
Zip	22602-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	3.00 ACRES
Legal Subdivision	1
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	1
Census Block	1009
Census Tract	50600

Owner

1076 Carter's Ln is owned and occupied by two individuals who bought it in February 2005.

Source: Frederick County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1076 CARTERS LN, WINCHESTER, VA 22602-2728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Aug 13, 2020	Grant Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.
Aug 13, 2020	Grant Deed, Transfer RGS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2005 · Amount on File
Deed Sale	Feb 22, 2005 · Amount on File
Deed Book / Page	500 / 3596
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 18, 2020
Property Address	1076 CARTERS LN, WINCHESTER, VA 22602-2728
Document Number	0000016613
Instrument Date	Nov 13, 2020
Instrument	16613
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	PRUITT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1076 CAETERS LN WINCHESTER VA 22602, WINCHESTER, VA 22602

Mortgage

Document Number	16614
Date	Nov 18, 2020
Instrument	16614

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 13, 2020
Property Address	1076 CARTERS LN, WINCHESTER, VA 22602-2728
Document Number	0000010656
Instrument Date	Aug 13, 2020
Instrument	10656
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	124 PAGE CT WHITE POST VA 226631735, WHITE POST, VA 22663-1735

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 13, 2020
Property Address	1076 CARTERS LN, WINCHESTER, VA 22602-2728
Document Number	0000010655
Instrument Date	Aug 11, 2020
Instrument	10655
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	RGS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1184 N HAYFIELD RD WINCHESTER VA 226033433, WINCHESTER, VA 22603-3433

Tax Assessment & Valuation

The 2026 property tax bill for 1076 Carter's Ln was $2,530, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,530.00 (+10.43%)	$477,340 Land $126,000 Building $351,340	$477,340 Land $126,000 Building $351,340
2025	$2,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1076 Carter's Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Carter's Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carter's Ln

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