1076 Braddock Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 1076 Braddock Rd, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,218 sqft · built 1953
Lot Size0.321 acres (13,978 sqft)
OwnerIndividual Name on File
Last Sale$169,500 (Nov 2021)
Tax Bill$1,608 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-039227

Property Details

APN / Parcel Number

Primary APN06-039227
Alternative APNs
  • 6039227
  • 039227

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,218 sqft Total Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area13,978 sqft (0.321 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeDetached
Garage Area960 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area420 sqft
PorchSlab
Porch Area213 sqft
Deck Area204 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number039227
Street Address1076 BRADDOCK RD
CityCUMBERLAND
StateMD
Zip21502-1938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13,978 SF LOT 2 &18 DEWEY CLAYTON
Legal SubdivisionCLAYTON ADD
Legal Lot Number2,18
JurisdictionALLEGANY MD
Township / Civil Division6, CUMBERLAND
Census Block Group2
Census Block2039
Census Tract1200

Owner

1076 Braddock Rd is owned and occupied by an individual who bought it in November 2021.

Source: Allegany County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1076 BRADDOCK RD, CUMBERLAND, MD 21502-1938
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2021 · Amount on File
Deed SaleNov 1, 2021 · Amount on File
Deed Book / Page2718 / 1
Record UpdatedOct 29, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateNov 1, 2021
Property Address1076 BRADDOCK RD, CUMBERLAND, MD 21502-1938
Document Number002718-0001
Book / Page2718 / 1
Map ReferencePL 68
Instrument DateOct 12, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTICUS TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000271810
DateNov 1, 2021
Instrument2718/10
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1076 Braddock Rd was $1,608.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,200 Land $14,400 Building $182,800$197,200 Land $14,400 Building $182,800
2025$1,608.00
2023$1,227.00$131,900 Land $14,400 Building $117,500$131,900 Land $14,400 Building $117,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1076 Braddock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Braddock Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
SkyPacket
Fixed Wireless
100 / 20

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