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10756 Downing St, Carmel, IN 46033 Property Records

Hamilton County property record for 10756 Downing St, Carmel, IN 46033

Property Summary

Property TypeRow House
Details4 bd · 3 ba · 2,640 sqft · built 1975
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$388,000 (May 2023)
Tax Bill$2,739 (2024)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-14-05-184-005.000-018

Property Details

APN / Parcel Number

Primary APN29-14-05-184-005.000-018
Alternative APNs
  • 291405J04005000018
  • 1614051804005000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,640 sqft Living Area
1st Floor Area1,320 sqft
2nd Floor Area1,320 sqft
Basement Area1,320 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleRow End or Row Middle
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions80 ft deep x 57 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1614051804005000
Old Parcel Number291405J04005000018
Street Address10756 DOWNING ST
CityCARMEL
StateIN
Zip46033-3854
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Row House
Legal DescriptionACREAGE .00, SECTION 5, TOWNSHIP 17, RANGE 4, THE WOODLANDS, SECTION 3, LOT 74
Legal Range04
Legal Township17
Legal Section05
Legal SubdivisionTHE WOODLANDS SECTION 3
Legal Block3
Legal Lot Number74
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2010
Census Tract111004

Owner

10756 Downing St, a row house, is owned and occupied by an individual who bought it in May 2023.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10756 DOWNING ST, CARMEL, IN 46033-3854
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2023 · Amount on File
Deed SaleMay 1, 2023 · Amount on File
Prior SaleMay 24, 2010 · Amount on File
Deed Document Number2023015410
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMay 1, 2023
Property Address10756 DOWNING ST, CARMEL, IN 46033-3854
Document Number0000015410
Map ReferenceMB 6 PG 119
Instrument DateApr 28, 2023
Instrument2023015410
Transaction TypeTransfer
Record UpdatedJun 23, 2023
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address10756 DOWNING ST, CARMEL, IN 46033-3854

Mortgage

Document Number0000015411
DateMay 1, 2023
Instrument2023015411
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$319,100 (+3.98%) Land $75,200 Building $243,900$319,100 (+3.98%) Land $75,200 Building $243,900
2024$2,739.00 (+3.51%)$306,900 (-0.49%) Land $75,200 Building $231,700$306,900 (-0.49%) Land $75,200 Building $231,700
2023$2,646.00 (-14.17%)$308,400 (+12.1%) Land $43,400 Building $265,000$308,400 (+12.1%) Land $43,400 Building $265,000
2022$3,083.00$275,100 Land $43,400 Building $231,700$275,100 Land $43,400 Building $231,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10756 Downing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10756 Downing St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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