10755 Baker Rd, Cato, NY 13033 Property Records

Cayuga County and Conquest Town property record for 10755 Baker Rd, Cato, NY 13033

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,148 sqft · built 1976
Lot Size	0.517 acres (22,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$597,750 (Jun 2022)
Tax Bill	$2,535 (2026)
Deeds & Mortgages	Mar 2021 Refinance Jun 2022 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`052600 57.00-1-3.121`

Property Details

APN / Parcel Number

Primary APN	`052600 57.00-1-3.121`
Alternative APNs	`260005700000010031210000` `04011192`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	22,528 sqft (0.517 acres)
Lot Dimensions	110 ft deep x 204 ft wide
Porch	Slab
Porch Area	126 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	04011192
Street Address	10755 BAKER RD
City	CATO
State	NY
Zip	13033-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	ELIG. FUNDS TO 5000 MG10-02/957.00-1-3.12+28) 626-6192
Legal Block	1
Legal Lot Number	3.121
Jurisdiction	CAYUGA NY
Township / Civil Division	CONQUEST
Census Block Group	2
Census Block	2013
Census Tract	40300

Owner

Source: Cayuga County and Conquest Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10755 BAKER RD, CATO, NY 13033-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMONFUND MORTGAGE CORP
Jun 22, 2022	Warranty Deed, Transfer
May 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMPOWER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Jun 23, 2015 · Amount on Record
Deed Document Number	2022214690
Deed Book / Page	4238 / 327
Prior Transfer Date	Jun 20, 2022
Prior Transfer Doc	004238/327
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	10755 BAKER RD, CATO, NY 13033-3215
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004017/149
Date	Mar 24, 2021
Book Page	4017/149
Instrument	2021-202938

Lender

Name	COMMONFUND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Jun 22, 2022
Property Address	10755 BAKER RD, CATO, NY 13033-3215
Document Number	004238/327
Book / Page	4238 / 327
Instrument Date	Jun 20, 2022
Instrument	2022-214690
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10755 BAKER RD, CATO, NY 13033-3215

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	10755 BAKER RD, CATO, NY 13033-3215
Document Number	0035260071
Book / Page	003526 / 000071
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10755 BAKER RD CATO NY 130333215, CATO, NY 13033-3215

Mortgage

Document Number	0035260071
Date	May 26, 2017
Book Page	003526/000071
Instrument	171440

Lender

Name	EMPOWER CU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2032

Tax Assessment & Valuation

Source: Cayuga County and Conquest Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Conquest Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,535.00 (+3.43%) Veteran's exemption
2025	$2,451.00 (+1.7%) Veteran's exemption	$96,900 (-) Land $14,400 Building $82,500	$134,583 (+11.11%) Land $20,000 Building $114,583
2024	$2,410.00 (+255.98%)
2023		$96,900 Land $14,400 Building $82,500	$121,125 Land $18,000 Building $103,125
2020	$677.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Spectrum, Verizon.

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