San Joaquin County property record for 1075 Zion Ct, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,436 sqft · built 1992 |
| Lot Size | 0.156 acres (6,774 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Sep 2015) |
| Tax Bill | $5,086 (2026) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Aug 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-100-370-000 |
| Primary APN | 242-100-370-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,436 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,774 sqft (0.156 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 242-100-37 |
|---|---|
| Street Address | 1075 ZION CT |
| City | TRACY |
| State | CA |
| Zip | 95376-9795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2300 LOT 199 TR 2179 |
| Legal Subdivision | PARKSID ESTATES |
| Legal Tract | 2300 |
| Legal Block | 3 |
| Legal Lot Number | 199 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5216 |
1075 Zion Ct is owned and occupied by two individuals who bought it in September 2015.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1075 ZION CT, TRACY, CA 95376-9795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Aug 19, 2021 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2015 · Amount on File |
| Deed Sale | Sep 25, 2015 · Amount on File |
| Prior Sale | Nov 7, 2008 · Amount on File |
| Deed Document Number | 2015115875 |
| Prior Transfer Date | Dec 13, 2004 |
| Prior Transfer Doc | 0000292187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1075 ZION CT, TRACY, CA 95376-9795 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1075 ZION CT, TRACY, CA 95376-9795 |
| Document Number | 0000086287 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023-086287 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1075 ZION CT, TRACY, CA 95376-9795 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1075 ZION CT, TRACY, CA 95376-9795 |
| Document Number | 0000138566 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021-138566 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2051 |
The 2026 property tax bill for 1075 Zion Ct was $5,086 with a homeowner's exemption, up 0.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,086.00 (+0.06%) | ||
| 2025 | $5,083.00 Homeowner's exemption | $432,079 Land $151,227 Building $280,852 | |
| 2023 | $4,614.00 (+2.12%) Homeowner's exemption | $415,303 Land $145,355 Building $269,948 | $595,170 |
| 2022 | $4,518.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1075 Zion Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1075 Zion Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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