1075 Waverly Pl, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1075 Waverly Pl, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details8 bd · 2 ba · 2,931 sqft · built 1906
Lot Size0.133 acres (5,800 sqft)
OwnerIndividual Name on File
Last Sale$313,000 (Oct 2021)
Tax Bill$9,625 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.84-2-34

Property Details

APN / Parcel Number

Primary APN421500 39.84-2-34
Alternative APN
  • 150003908400020340000000

Interior

Bedrooms8 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,931 sqft Living Area
1st Floor Area1,228 sqft
2nd Floor Area1,228 sqft
Upper Floors Area475 sqft
AtticAttic
Attic Area475 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Architectural StyleColonial
Exterior MaterialWood
Lot Area5,800 sqft (0.133 acres)
Lot Dimensions145 ft deep x 40 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area396 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1075 WAVERLY PL
CitySCHENECTADY
StateNY
Zip12308-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number34.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group5
Census Block5007
Census Tract20500

Owner

1075 Waverly Pl is owned and occupied by an individual who bought it in October 2021.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1075 WAVERLY PL, SCHENECTADY, NY 12308-3014
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP
Jul 14, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2021 · Amount on File
Deed SaleOct 14, 2021 · Amount on File
Prior SaleJul 14, 2020 · Amount on File
Deed Document Number202151150
Deed Book / Page2069 / 251
Record UpdatedOct 29, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateOct 14, 2021
Property Address1075 WAVERLY PL, SCHENECTADY, NY 12308-3014
Document Number0000051150
Book / Page2069 / 251
Instrument DateSep 13, 2021
Instrument202151150
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,252.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1075 WAVERLY PL, 1075, SCHENECTADY, NY 12308-3014

Transferred To (Grantee/Buyer)

NameVerified Name
Address4101 WARTERS VIEW CIRCLE, COHOES, NY 12047-5209

Mortgage

Document Number0000051151
DateOct 14, 2021
Instrument202151151
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 14, 2020
Property Address1075 WAVERLY PL, SCHENECTADY, NY 12308-3014
Document Number0000020214
Book / Page002037 / 000969
Instrument DateApr 27, 2020
Instrument20214
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$920.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address947 ORCHARD ST PEEKSKILL NY 105662727, PEEKSKILL, NY 10566-2727

Tax Assessment & Valuation

The 2026 property tax bill for 1075 Waverly Pl was $9,625, up 1.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,625.00 (+1.54%)
2025$9,479.00$204,800 Land $30,700 Building $174,100$339,129 Land $50,836 Building $288,293
2023$204,800 (-) Land $30,700 Building $174,100$259,241 (+3.8%) Land $38,861 Building $220,380
2022$204,800 Land $30,700 Building $174,100$249,756 Land $37,439 Building $212,317
2021$9,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1075 Waverly Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1075 Waverly Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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