Huron County property record for 1075 Union Rd, Norwalk, OH 44857
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,434 sqft · built 1998 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,000 (Nov 2005) |
| Tax Bill | $3,770 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-0020-01-005-0101 |
| Primary APN | 05-0020-01-005-0101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,434 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| 2nd Floor Area | 1,190 sqft |
| Basement Area | 1,244 sqft |
| Unfinished Basement | 1,244 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 139,392 sqft (3.2 acres) |
| Garage Type | Mixed |
| Garage Area | 1,965 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 404 sqft |
| Deck Area | 136 sqft |
| Patio Area | 1,078 sqft |
| Gazebo | 252 sqft |
| Lean-To | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Account Number | 135514 |
|---|---|
| Street Address | 1075 UNION RD |
| City | NORWALK |
| State | OH |
| Zip | 44857-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 2 LOT 13 PT OF |
| Legal Lot Number | 13 |
| Jurisdiction | HURON OH |
| Township / Civil Division | BRONSON |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 916500 |
1075 Union Rd is owned and occupied by two individuals who acquired it in December 2022.
Source: Huron County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1075 UNION RD, NORWALK, OH 44857-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Dec 5, 2022 | Transfer on Death Deed, Transfer |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jun 11, 2019 | Deed of Trust, Mortgage · Line of Credit CIVISTA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2005 · Amount on File |
| Deed Sale | Nov 10, 2005 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Last Transfer Date | Dec 2, 2022 |
| Transfer Doc | 0000007296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 1075 UNION RD, NORWALK, OH 44857-9510 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001844 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 202103150001844 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HURON OH |
| Recording Date | Dec 5, 2022 |
| Property Address | 1075 UNION RD, NORWALK, OH 44857-9510 |
| Document Number | 0000007296 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 202212050007296 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1075 UNION RD, NORWALK, OH 44857-9510 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 1075 UNION RD, NORWALK, OH 44857-9510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202103150001844 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 202103150001844 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 1075 UNION RD, NORWALK, OH 44857-9510 |
| Document Number | 0000003899 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1075 UNION RD NORWALK OH 448579510, NORWALK, OH 44857-9510 |
| Document Number | 0000003899 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 3899 |
| Name | CIVISTA BK |
|---|---|
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1075 Union Rd was $3,770 with a homeowner's exemption, down 6.3% from the year before.
Source: Huron County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Huron County |
| County Subdivision | Bronson Township |
| Unified School District | Western Reserve Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,770.00 (-6.27%) | $122,100 (-) Land $14,010 Building $108,090 | $348,850 (-) Land $40,020 Building $308,830 |
| 2024 | $4,022.00 (+30.63%) | $122,100 (+32.69%) Land $14,010 Building $108,090 | $348,850 Land $40,020 Building $308,830 |
| 2023 | $3,079.00 (-0.13%) | $92,020 (-) Land $10,250 Building $81,770 | |
| 2022 | $3,083.00 | $92,020 Land $10,250 Building $81,770 | |
| 2021 | $262,910 Land $29,290 Building $233,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1075 Union Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1075 Union Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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