1075 Seagrape Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1075 Seagrape Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,571 sqft · built 2024
Lot Size	0.246 acres (10,693 sqft)
Owner	2 Individual Names on Record
Last Sale	$594,900 (Aug 2024)
Tax Bill	$13,614 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2025 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`031581-1234`

Property Details

APN / Parcel Number

Primary APN	`031581-1234`
Alternative APN	`U013218D0J000002000580`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,571 sqft Living Area
Gross Area	3,595 sqft
1st Floor Area	1,772 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	10,693 sqft (0.246 acres)
Lot Dimensions	138 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	540 sqft
Porch	Screened Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0315811234
Street Address	1075 SEAGRAPE DR
City	RUSKIN
State	FL
Zip	33570-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ANTIGUA COVE PHASE 3B LOT 58 BLOCK 2
Legal Subdivision	ANTIGUA COVE PHASE 3B
Legal Block	2
Legal Lot Number	58
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2032
Census Tract	14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1075 SEAGRAPE DR, RUSKIN, FL 33570-3057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 25, 2025	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Jan 10, 2025	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Aug 22, 2024	Special Warranty Deed, Transfer UNKNOWN, DOMA TITLE INSURANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Deed Document Number	2024352962
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1075 SEAGRAPE DR, RUSKIN, FL 33570-3057
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 75 SEAGRAPE DRIVE, RUSKIN, FL 33570

Mortgage

Document Number	0000082705
Date	Mar 4, 2026
Instrument	2026082705

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1075 SEAGRAPE DR, RUSKIN, FL 33570-3057
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 SEAGRAPE DR, RUSKIN, FL 33570-3057

Mortgage

Document Number	0000078797
Date	Feb 25, 2025
Instrument	2025078797

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 11, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1075 SEAGRAPE DR, RUSKIN, FL 33570-3057
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 SEAGRAPE DR, RUSKIN, FL 33570-3057

Mortgage

Document Number	0000012421
Date	Jan 10, 2025
Instrument	2025012421

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 29, 2054

August 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 22, 2024
Property Address	1075 SEAGRAPE DR, RUSKIN, FL 33570-3057
Document Number	0000352962
Map Reference	MB 143 PG 280
Instrument Date	Aug 21, 2024
Instrument	2024352962
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, DOMA TITLE INSURANCE INC

Transaction

Amount	Amount Recorded
Tax	$4,164.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 SEAGRAPE DR, RUSKIN, FL 33570-3057

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,137 (+7.69%) Land $144,889 Building $394,248	$539,137 (+2.06%) Land $144,889 Building $394,248
2025	$13,614.00 (+481.55%) Homeowner's exemption	$500,641	$528,269 Land $144,889 Building $383,380
2023	$2,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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