1075 Sandy Bottom Rd, Earleville, MD 21919 Property Records

Cecil County property record for 1075 Sandy Bottom Rd, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,264 sqft · built 1961
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Aug 2017)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-021060`

Property Details

APN / Parcel Number

Primary APN	`01-021060`
Alternative APNs	`1021060` `021060`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,264 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Porch	Slab
Porch Area	80 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	021060
Street Address	1075 SANDY BOTTOM RD
City	EARLEVILLE
State	MD
Zip	21919-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SAR
Legal Description	5 ACRES 1075 SANDY BOTTOM ROAD N OF FREDERICKTOWN
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	3
Census Block	3002
Census Tract	30100

Owner

Source: Cecil County records · APN 01-021060

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1075 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVEST BANK & TRUST CO
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO
May 23, 2018	Quit Claim Deed, Transfer KIRSH TITLE SERVICES
Aug 02, 2017	Deed, Transfer · Line of Credit UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2017 · Amount on Record
Deed Sale	Aug 02, 2017 · Amount on Record
Deed Book / Page	4109 / 123
Last Transfer Date	May 10, 2018
Transfer Doc	0042460185
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1075 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3106
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	LIBERTY TITLE, LIBERTY TITLE SERVIES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050140473
Date	Oct 25, 2021
Book Page	5014/473

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1075 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3106
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3106

Mortgage

Document Number	0051290001
Date	Mar 21, 2022
Book Page	5129/1

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	82 Months
Due	Jan 01, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1075 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3106
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3106

Mortgage

Document Number	0051290014
Date	Mar 21, 2022
Book Page	5129/14

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	May 23, 2018
Property Address	1075 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3106
Document Number	0042460185
Book / Page	004246 / 000185
Instrument Date	May 10, 2018
Transaction Type	Transfer
Record Updated	Jun 08, 2018
Title Company	KIRSH TITLE SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1075 SANDY BOTTOM RD EARLEVILLE MD 219193106, EARLEVILLE, MD 21919-3106

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Aug 02, 2017
Property Address	1075 SANDY BOTTOM RD, EARLEVILLE, MD 21919-3106
Document Number	0041090123
Book / Page	4109 / 123
Map Reference	LB WAS 306 FO402
Instrument Date	Jun 28, 2017
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	KRISH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 ROCK SPRINGS RD, CONOWINGO, MD 21918-1246

Mortgage

Document Number	0004109129
Date	Aug 02, 2017
Instrument	4109/129

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jul 10, 2022

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,067 (+2.91%)	$237,600 (-) Land $124,700 Building $112,900
2025	$2,517.00 (+46.17%)	$224,533 (+4.95%)	$237,600 (+8.99%) Land $124,700 Building $112,900
2023	$1,722.00	$213,933	$218,000 Land $124,700 Building $93,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), as of May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150301003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	21 (1979–2024)
Claims Outside the SFHA	1 of 21
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
ALTIUS Communications Fixed Wireless	100 / 20

May also be available: Choptank Electric Cooperative.

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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