Ramsey County property record for 1075 Saint Clair Ave, Saint Paul, MN 55105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,557 sqft · built 1915 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,900 (Dec 2023) |
| Tax Bill | $1,574 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-28-23-33-0168 |
| Primary APN | 02-28-23-33-0168 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,557 sqft Living Area |
| 1st Floor Area | 830 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 561732 |
|---|---|
| Street Address | 1075 SAINT CLAIR AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-3267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRYANTS PARK ADDITION,NO. 3, LOT 14 BLK 2 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 02 |
| Legal Subdivision | BRYANTS PARK ADDITION,NO. 3, |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 35700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1075 Saint Clair Ave is owned and occupied by two individuals who bought it in December 2023.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1075 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2023 | Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Sep 26, 2023 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| May 22, 2017 | Grant Deed, Transfer · Conventional with PMI ALERUS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2023 · Amount on File |
| Deed Sale | Dec 26, 2023 · Amount on File |
| Prior Sale | May 22, 2017 · Amount on File |
| Deed Document Number | 20235012156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 26, 2023 |
| Property Address | 1075 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3267 |
| Document Number | 0A05012156 |
| Instrument Date | Dec 8, 2023 |
| Instrument | A05012156 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2024 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,253.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1075 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3267 |
| Document Number | 0A05012157 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | A05012157 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1075 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3267 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1075 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3267 |
| Document Number | 0A05002879 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | A05002879 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 18 Months |
| Due | Mar 8, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 22, 2017 |
| Property Address | 1075 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3267 |
| Document Number | 0004659525 |
| Instrument Date | May 4, 2017 |
| Instrument | 4659525 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $986.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1075 SAINT CLAIR AVE ST PAUL MN 551053267, ST PAUL, MN 55105-3267 |
| Document Number | 4659526 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 4659526 |
| Name | ALERUS MTG |
|---|---|
| Type | Mortgage Company |
| Address | MINNETONKA, MN 55305 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2047 |
The 2025 property tax bill for 1075 Saint Clair Ave was $1,574 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,500 (+1.03%) Land $96,000 Building $296,500 | $392,500 (+1.03%) Land $96,000 Building $296,500 | |
| 2025 | $1,574.00 Homeowner's exemption | $388,500 Land $96,000 Building $292,500 | $388,500 Land $96,000 Building $292,500 |
| 2023 | $6,250.00 Homeowner's exemption | $380,400 Land $96,000 Building $284,400 | $380,400 Land $96,000 Building $284,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1075 Saint Clair Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1075 Saint Clair Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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